TEN WAYS,OR AT,ENDANGER,YOUR,LICENSE,REALTOR,MAGAZINE,THE NATIONAL ASSOCIATION OF,REALTORS,ABOUT US,MEDIA KIT,SITE MAP,OCTOBER 18,HEADLINES,HOME PRICE,COMMENTARY,LAW,ETHICS,COURT,THE CODE,SHORT,TUTORIAL,DESIGN,ARCHITECTURE,COACH,GUIDE,SALES,MARKETING,RELATIONSHIP MANAGEMENT,SUCCESS,STORIES,QUICK,SCRIPTS,SOLD,CUSTOMERS,BROKER,PROFILES,FRANCHISE,REPORT,COMMERCIAL,CONVERSATIONS,CARELESSNESS,RATHER,CRIME,COMES,BETWEEN YOU,LIVELIHOOD,PAUL,REAL ESTATE LICENSE,LIFEBLOOD,THOUSANDS,ASSOCIATES,BROKERS,SOME ARE,LICENSEES,VICTIMS OF CIRCUMSTANCE,DONT,BE ONE,CHECK,YOUR BUSINESS,SURE,YOURE,NOT GUILTY,UNCONSCIOUSLY,ACTION,COST,INFAMOUS,TOP TEN,REASONS,REAL ESTATE,LICENSES,TOP TEN LIST,WANT TO,PLAYING,OTHER PEOPLES MONEY,MONEY,FASTEST,SLOPPY,BOOKKEEPING,SHUFFLING,BORROWING,ITS ALL BAD,BILL,TITTER,OFFICER,TEXASS,COMMISSION,HOUSTON,CASE,ACCEPTED,BUYER,HOLD,WOULDNT,SPEND,CLOSING,THE BROKER,THE MONEY,SAFETY DEPOSIT BOX,CONSENT,REVOCATION,SITUATION,EASY,ACTUALLY,STEAL,ISNT,YOURS,ESCROW,TITLE COMPANY,TRUST ACCOUNT,SAYS,SHOULD,TRANSACTION,STUMBLE,DANGEROUS WATERS,PARTICULARLY,PROBLEM,PROPERTY,MANAGERS,COMPLEX,ACCOUNTING,NEGLIGENT,PROPERTY MANAGEMENT,COMMON,SCOTT TAYLOR,OREGONS,COMMISSIONER,GENERALLY,FUNDS,SOMETIMES,STATEMENTS,OWNERS,DEPOSITS,BACK WHEN,WE DONT,MISTAKE,THEFT,RECONCILE,BOOKS,MONTH,MISREPRESENTATION,OBFUSCATION,PLAIN,DO IT,ENOUGH,YOU WILL,DISCLOSURE,LACK,OFFENSE,LEADS,LAWSUITS,PROBABLY,CONDITION,GENERAL COUNSEL,LAURIE,READ,ARTICLE,TOP 10,LEGAL,FACING,HERE,RESPONSIBILITY,SHOULDERS,NEED TO,LEARN,MUST,SIMPLE,SOLUTION,WILLIAM,MORAN,CHIEF,CALIFORNIAS,DOUBT,DISCLOSE,WRITING,TRUE,RELATIONSHIP,ALMOST ALWAYS,LISTING,RESIDENTIAL PROPERTY,SUBMITTED,PURCHASE,NAME,PERSON,REALLY,STRAW MAN,ACTING,BEHALF,THUS,UNDISCLOSED PRINCIPAL,RECENTLY,AGENCY,SELLERS,FAILURE,GET YOU,SLAP,WRIST,PATTERN,INVESTIGATE,FIND,PREVIOUS,TRANSACTIONS,EXPLAINS,BRUCE STUART,ATTORNEY,LICENSING,NEW YORKS,DEPARTMENT OF STATE,THERES,REVOKE,LICENSED,STUART,MORTGAGE FRAUD,THE CROSSROADS,STEALING,LYING,LIES,FINE ART,LITTLE WHITE LIE,COMMITTED,PEOPLE,BORROWERS,MORTGAGE BROKERS,ALIKE,ILLEGAL,BASIS,LENDER,TRICKED,LENDING,TOO MUCH MONEY,LITTLE,CASH,DOWNPAYMENT,THE REAL,ESTATE,REWORK,THE DEAL,EXTRA,BEYOND,THE COST,OF THE HOUSE,ITSELF,COVER,DOWN PAYMENT,THE LAST,COUPLE,WEVE,INVOLVED,TAYLOR,CASES,DELIBERATE,MORTGAGE BROKER,BANKER,OKAY,DIDNT,CLUE,POINTS,APPRAISER,HAS TO,SCHEME,WORK,EVEN IF YOU DONT,IF YOU,WERENT,AWARE,RESULTS,ALMOST,JON GOODMAN,COLORADO,HANDLES,HOTLINE,THE U S DEPARTMENT OF,HOUSING AND URBAN DEVELOPMENT,STOP,DEALING,SIMPLY,SEEN,ABLE,REDUCE,DOWN,MONTHS,PAINFUL,EXPERIENCE,GOODMAN,DONT THINK,INKLING,ANYTHING,WRONG,FELT,HELPING,SOMEONE,BUY,HOUSE 4,CRIMINAL CONVICTION,TEXAS,MORAL TURPITUDE,RAPE,MURDER,ROBBERY,EMBEZZLEMENT,IN AN INSTANT,ARIZONA,THE DEPARTMENT OF,GIVE,CONVICTED,REQUIREMENT,SPONSOR,LICENSEE,AGENTS,SOBRIETY,STATE,ANYONE,WHOS,FELONY,THE PAST,KEEP,TRYING,FINDS,CRIMINAL,BACKGROUND,POTENTIAL,LIE,FELONIES,THIS DAY AND AGE,CRIMINAL RECORDS,SO EASY,CHARLIE,DOWNS,PUBLIC INFORMATION,DIRECTOR,WEB SITE,TESTING,COMPANY,EXPLAIN,TAKING,FINGERPRINTS,GOING TO,RUN,TELL,STUDENTS,MEANS,WONT,THE CONVICTION,DISCLOSED,CHANCES,DIMINISHED,YOURSELF,THE STATE,YOU CAN,IGNORE,TOLERATE,STONEWALLED,PRETTY,ALWAYS,HIDE,SOMETHING,FORTHRIGHT,THE ADVICE,SMART,RESPOND,QUESTIONS,DOCUMENTATION,RELATED,COMPLAINT,FILED,ABSOLVE,CULPABILITY,ACTING IN,ACCORDANCE,VIOLATIONS,ALLEGED,TALK,US RECORDS,THE INVESTIGATION,ABILITY,BUSINESS,IT HAPPENS,COOPERATION,SIGN,THEYVE,DONE,INCOMPETENCE,CATCH ALL,VIOLATION,GENERAL,PROFESSIONAL,SCREW,LOOK,SO SERIOUS,LACKS,COMPETENCE,FORGET,TAX,MORTGAGE,PAYMENTS,MAINTENANCE,CLIENT,INJURED,FAIR HOUSING,LAWS,RACIAL PROFILING,EXAMPLE,RENT,PROTECTED,CLASSES,REQUEST,MARKET,THE PROPERTY,THAT WAY,WISHES,DEMONSTRATION,LETTING,RAMPANT,SUPERVISION,THE DEPARTMENT,REAL ESTATE BROKERS,BECOMING,DESIGNATED,OFFICERS,OWNED,INDIVIDUALS,SUPERVISING,OPERATIONS,THAT POWER,DO NOT,THE PUBLIC,SUFFERS,UNDERSTAND,THEYRE,SALESPEOPLE,THEMSELVES,SUBJECT,DISCIPLINARY,CIVIL LAWSUIT,EMPLOYEES,EDUCATION,LAPSE,SYSTEMS,IN PLACE,KEEP UP,CONTINUING EDUCATION,REQUIREMENTS,CONTINUE,FORGETTING,HIRED,DUAL,PARTICULAR,NEW YORK,CONCEPT,THE HEAT,REPRESENTING,SELLER,KEITH,STACK,DEPUTY SECRETARY OF STATE,THE SELLER,HAVE TO,FIDUCIARY DUTIES,CLOSE,DE FACTO,AGENT,WHOSE,LOOKING OUT,LAWYER,DRAFTING,COMPLEX SALES,CONTRACTS,PREPARE,LEASING,CONTRACT,LAW LICENSE,DETERMINES,COMPLEXITY,PAGES,TERMS AND CONDITIONS,CHOSEN,NEVER,SIMPLE CONTRACT,RECOMMENDATION,CONSERVATIVE,THING,TO DO,SALES CONTRACT,LEASE,SUBJECT TO,REVIEW,EASY WAY,NO MATTER,INSERT,DISCLAIMER,PARTIES,THE OTHER,RISK,DO IT RIGHT,OREGON,SEES,SAY WHAT,GRAMMAR,IMPOSSIBLE TO TELL,INTENT,THE CONTRACT,LEAVES,HURRY,COMMON MISTAKE,THEY SAY,WRITE,HELP,PROBLEMS,PRODUCE,STANDARD,BOILERPLATE,BROKERAGES,DEVELOP,BOILERPLATE CONTRACT,SOLVE,AVAIL,EVERYTHING,RIGHT,TIMES,DOCUMENT,SO YOU,UNENFORCEABLE,LEAD,NEGLIGENCE,TURN,MEET,PAY TO PLAY,FEES,IN TIME,FORGET IT,TO LET,SLIDE,REASON,RESPONSIBILITY FOR,RENEWAL FEES,NOT BAD,THERE YOU HAVE IT,ONE OF THEM,GREATER,THOROUGH,RECORD,CONTE