CHANGES,TEACHER,RETIREMENT,SYSTEM,MICHIGAN RADIO,SKIP,CONTENT,91 7 FM,ANN ARBOR,DETROIT,104 1 FM,WEST,MICHIGAN,FLINT,SITE,DONATE,HOME NEWS,ARTS,CULTURE,OPINION,AUTO,BUSINESS,ECONOMY,EDUCATION,ENVIRONMENT,SCIENCE,FAMILIES,COMMUNITY HEALTH,LAW,POLITICS,GOVERNMENT,OFFBEAT,SPORTS,TRANSPORTATION,WEATHER,SPECIALS,ON AIR,SCHEDULE,MORNING EDITION,STATE,OPPORTUNITY,JOURNALISM,COOPERATIVE,THE ENVIRONMENT REPORT,JACK,WATCH,CURIOUS,THE NEXT,IDEA,THATS WHAT,THEY SAY,BACON,DOCUMENTARIES,PODCASTS,CONNECT,CONTACT,PHONE,EMAIL,VIEW,MEET,STAFF,NEWSLETTERS,DAILY,EMAILS,FACEBOOK,TWITTER,YOUTUBE,INSTAGRAM,IPHONE,ANDROID APPS,ITUNES RADIO,SHOP,POSTINGS,ENTER,STATION,FREEBIES,ONLINE,HELP,EVENTS,COMMUNITY,CALENDAR,SUPPORT,GIVE,CORPORATE SPONSORSHIP,YOU CAN,MEMBER,YOUR,GIFT,MATCHED,GRANT,VEHICLE,DONATION,PROGRAM,PRODUCERS,CIRCLE,SEARCH,MARK,BRUSH,DEC 2,THE MICHIGAN,SENATE,LESTER,GRAHAM,FILE,PHOTO,HOPING,PASS,BILL,LAME DUCK SESSION,LEGISLATURE,FORCE,TEACHERS,401 K,STYLE,MOVE,THE STATE,AWAY,TRADITIONAL,PENSION SYSTEM,SUPPORTERS,SAY IT,SAVE,MONEY,LONG TERM,CRITICS,BLOW,MAJOR,HOLE IN,BUDGET,NEAR TERM,SENSE,GOING ON,THE DEBATE,CALL,CITIZENS,RESEARCH COUNCIL,RESEARCHING,IN DEPTH,ANALYSIS,FACING,STATE AND LOCAL GOVERNMENT,ORGANIZATION,FINANCE,100 YEARS,SPOKE,ERIC,CRCS,PRESIDENT,HERE,PURE,HYBRID,PENSION,DEFINED BENEFIT PLAN,THE SCHOOL,DISTRICTS,PAID,RETIRE,START,DOWN,THE SYSTEM,RUN,QUASI GOVERNMENTAL ENTITY,PUBLIC SCHOOL,EMPLOYEE,ADMINISTRATORS,SCHOOL DISTRICT,THIS IS HOW,HAVE TO,KEEP IT,CURRENT,OVER TIME,UNDERFUNDED,THIS WAS,SUSTAINABLE,YEARS AGO,TRIED,TO DO,SOMETHING,ABOUT THAT,INCENTIVES,SCHOOL,EMPLOYEES,STOP,SO MUCH,TYPE,PLAN,BALANCE,RELIANCE,THE 401,BENEFIT,SAW,BY THE WAY,PENSION PLAN,DIDNT,THE RETURN,INVESTMENT,SUFFERED,THE GREAT RECESSION,TRYING,GET BACK,FULLY,GOING TO,SCHOOL DISTRICTS,DIRECT,PAYMENT,ABOVE AND BEYOND,HAD TO,UP TO,THE PROMISE,BECOMING,SO YOU,LOOK,FORWARD,RAMIFICATIONS,ADVOCATING,REFORM,WANT TO,CLOSE DOWN,THE ONLY,OPTION,GOING,YOURE,SCHOOL ADMINISTRATOR,ALREADY,WONT,NEW SCHOOL,NEW PEOPLE,CHOICE,ONE OR THE OTHER,ENACTED,ABLE,TO GO,MB,SO WHAT,RISK,CHANGING,THERES,PROMISE,TO YOU,YOU WILL,STREAM,INCOME,SERVICE,YOUD,KNOW THAT,YOULL,TO LIVE,GO TO,DONT,ANYMORE,MONTH,INVEST,RETURN,AGGRESSIVE,YOU ARE,LIVE ON,SOMETHING HAPPENS,THE MARKET,IF YOU,RUN OUT,PROBLEM,EMPLOYERS,ANYTIME,SORT OF,CHANGE,CONTINUE,THEYVE,PENSIONS,CANT,EARNED IT,THE CURRENT,PLANS,KIND,TWICE,CLOSED SYSTEM,FIXED COST,CLOSE,FLAT RATE,THE WHOLE,THING,DONE,GREATER,COST,THE NEAR FUTURE,KEPT,BOTH SIDES,THE EMPLOYER,PAYS,SCHOOLTEACHERS,CRYSTAL BALL GAZING,ENOUGH,THE POT,WORK,FOR YOU,ECONOMIC,TIMES,YOUR MONEY,SAFE HAVENS,THINK,THE HYBRID,COUPLE,THINGS,RIGHT NOW,TRUST FUND,YOU KNOW,CERTAIN,AMOUNT,THE STOCK MARKET,INVESTMENTS,THE MONEY,COMPOUND,EARNINGS,ADMINISTRATOR OF,THE LAST,EIGHT,LIVING UP,COSTS,PLAY,CATCH UP,MIGHT,SUBSTANTIAL,STOCK,DOWNTURN,PEOPLE,SHOULD,CREATE,INVESTED,YOUVE GOT,MEANS,TAX,DOLLAR,NOT BEING,SPENT,EDUCATE,EDUCATED,KIDS,AFFECT,YOUVE,PROBABLY,DISTRICT,INVESTING,ON YOUR BEHALF,THEYRE,TAKE THAT,THE CONSTITUTION,THOSE PEOPLE,LITTLE,FEEL THIS,GET CLOSE,PRIVATE SECTOR,YEAH,COMPANIES,REGULAR,THE ACCOUNTING,PRIVATE COMPANIES,VERSUS,PUBLIC GOVERNMENTS,THE COMPANIES,NO MORE,THE GOVERNMENT,SAYING,END UP,COSTING,VERSION,ONCE,THE RULES,FUND,EQUAL,LESS,BE IN,MUCH MORE,UPWARD,SLOPE,KEEP,WHAT YOURE DOING,FLAT,HIGHER LEVEL,CERTAINLY,WERE TO,SWITCH,TAKING,SOMETHING NEW,TERM LIMITED,FISCAL SUSTAINABILITY,REALLY,BEGINS,POINT OF VIEW,IF YOU GO,ADMINISTRATION,GOVERNORS,CLOSED,ALL STATE,POINT,ILLINOIS,KENTUCKY,BOAT,BACK IN,1990S,REAPING,BENEFITS,THE CHANGE,WORKERS,THE PAST,COMPANY,GOES,BANKRUPT,BOTTOM UP,PROBLEMS,THINKING,GOVERNMENTS,BEINGS,BE HERE,GONE,FUNDING,STRETCH,EXIST,SMART MOVE,ISSUE,WHERE YOU STAND,DEPENDS,FLUSH,DRAWER,FULL,OPEN,WE CAN,THE EXTRA,SOMETHING LIKE THAT,MEAN,HAS TO,CUT,ELSEWHERE,THE BUDGET,INCREASING,TAXES,MAKE UP,YOU THINK,WHETHER,BEST INTEREST,NOW AGAIN,YOUNG,MAYBE,IN BUSINESS,SOMETHING ELSE,GET IN,NEW WAY,THE EMPLOYEE,CARE,PARTICULAR,AT THIS POINT IN TIME,EXTENT,DEALING,POTENTIALLY,HUGE,CLEAR,FIND,EXTRA,CLOSING,EXPECT,TO COME,RAISING TAXES,HOPEFULLY,THE EQUATION,POLICY,PAY FOR IT,LETS,HOPE,IMAGINE,CUTS,RIGHT,TAGS,ABOUT US,PUBLIC,DOCUMENTS,JOBS,CONTEST,RULES,PRIVACY,TERMS OF USE,
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