EDUCATION,CODE,TITLE 1,GENERAL,PROVISIONS,ENACTED,DIVISION 1,STATE TEACHERS,RETIREMENT,SYSTEM 22,CHAPTER,INVESTMENTS,LEGISLATURE,FINDS,CHANGING,ECONOMIC,CONDITIONS,INCREASING,COMPLEXITY,INVESTMENT,MARKET,MAKE IT,NECESSARY,DESIRABLE,THE SYSTEM,THE BEST,POSSIBLE,EXPERTISE,EFFECTIVE,JANUARY 1,INTENT OF THE LEGISLATURE,BOARD,ADVISORS,RETIREMENT FUND,FINDING,AVAILABLE,EXISTING,CIVIL,SERVICE,THE STATE,PERSONNEL,CONTRACT,INVESTMENT MANAGERS,MANAGEMENT,DIVERSE,CONNECTION,PROGRAM,NOTWITHSTANDING,PROVISION,LAW,SHALL,RETAIN,LESS THAN,ADVISERS,SECTION,THE GOVERNMENT,AMOUNT,SUFFICIENT,COSTS,C,PAID,THE GENERAL,FUND,STATUTES,FILL,FULL TIME,POSITIONS,EXPERIENCED,KNOWLEDGEABLE,CORPORATE,MONITOR,CORPORATION,WHOSE,SHARES,OWNED,THE PLAN,ADVISE,VOTING,MERGER,PROPOSALS,TENDER OFFERS,MATTERS,CORPORATE GOVERNANCE,CH 96,EVENT,AGREEMENT,SERVE,TERM,THE AGREEMENT,STAFF,ADMINISTRATION OF,THE PUBLIC,EMPLOYEES,SYSTEM,APPLY,REDUCE,THE BOOK,VALUE,SECURITIES,THE SALE,REDEMPTION,PRIOR,MATURITY,SOLD,PURCHASE,TERMS,DATE,THE CASE,BE TO,DATES,DO NOT,FIVE YEARS,APPLICATIONS,SALES,GREATER,DIFFERENCE,OCTOBER 1,CONFIRMED,BANK,TRUST COMPANY,DELIVERY,VALUATION,INVESTMENT PERFORMANCE,REPORTING,FIDUCIARY DUTY,FORTH,ENTER,CORRESPONDENT,PRIVATE,LENDING,STATE,INVEST,RESIDENTIAL MORTGAGES,BORROWERS,HOMES,THE PROGRAM,THINGS,HOME LOANS,FAMILY,COOPERATIVE,APARTMENTS,LOANS,OCCUPY,PRINCIPAL,RESIDENCES,ACCORDANCE,POLICIES,THE HOME,LENGTH,SCHEDULE,LOAN,UP TO,PERCENT,APPRAISED VALUE,LOAN AMOUNT,EXCEED,CONFORMING LOAN,LIMIT SET,THE FEDERAL,NATIONAL,MORTGAGE,ASSOCIATION,FNMA,OR 200,HOME LOAN,FHLMC,WHICHEVER,MORTGAGE GUARANTY,CONFORMING,DIVISION 2,INSURANCE,THE MARKET,THE PROPERTY,IMPROVEMENTS,PREPAYMENT PENALTIES,CONSISTENT,THE FINANCIAL,INTEGRITY,THE SOUND,TERMS AND CONDITIONS,DEEM,BE USED TO,PURCHASING,REFINANCING,MORTGAGE LOAN,REFINANCED,PROPERTY,INTEREST RATES,PRUDENT INVESTMENT,CIRCUMSTANCES,BELOW,CURRENT,RATE,ADMINISTER,IN KEEPING,STANDARD,COMPLIANCE,FEDERAL LAWS,DAVE ELDER,PROCEDURE,MEMBER,DWELLING UNIT,PERSONAL LOAN,CONTRIBUTIONS,THE MEMBERS,ACCOUNT,REQUIREMENTS,THE CURRENT,FIFTY,THOUSAND,DOLLARS,MARRIED,TOTAL,THE PLEDGE,SECURITY,PAID IN FULL,BINDING,THE EVENT,DEFAULT,AUTHORIZED,DEPOSIT,RECOVER,BALANCE,DISBURSEMENT,LUMP SUM,MONTHLY,PLUS,INTEREST,BENEFIT,BEGINS,MEET,DETERMINED,SPOUSE,WRITING,HIS OR HER,COMMUNITY,WHETHER,JOINT TENANCY,MEANS,PERSON,ENTITLED,ALLOWANCE,VESTING,REQUIREMENT,PRESENT,TO RETIRE,DISABLED,JANUARY 1 2000,SUBJECT TO,ASSIST,EMPLOYED,VICTIMS,NATURAL DISASTER,SOLE,PURPOSE,REPAIRING,REBUILDING,DAMAGED,ORDER,QUALIFY,AREA,DISASTER AREA,PROCLAMATION OF,THE GOVERNOR,STATE OF EMERGENCY,MONEY,REQUESTS,AS IT,PLEDGE,ASSETS,COLLATERAL,TERMINATION,THE SEPARATION,ENSURE,SUFFER,LOSS,CONDITION,ALTERNATIVE,IMPOSE,DETERMINE,FULL POWER,AUTHORITY,CHANGE,LIMIT,EXPAND,REPEAL,GIVE,FIRST PRIORITY,INVESTING,FUNDS,FISCAL YEAR,LIEN,CHARGE,RESIDENTIAL,RENTAL,HOUSING,COMMERCIAL BANKS,ARTICLE,CODE 2,REPRESENTING,BENEFICIAL INTEREST,POOL,CERTIFICATES OF DEPOSIT,SAVINGS AND LOAN ASSOCIATIONS,TAX EXEMPT,NOTES,BONDS,AUTHORITIES,CITIES,COUNTIES,EQUAL TO,EMPLOYER,INCOME,ALL NET,REDUCED,PAYMENTS,COMPUTING,DOLLAR,CREDIT,FINANCIAL INSTITUTION,CONSIDERATION,PURCHASES,ELECT,THE DOLLAR,MORTGAGES,PUBLIC,REVENUE BOND,THE YEAR,ELECTION,FIFTH,GUIDELINE,NOTHING,CONSTRUED,ACQUISITION,INSTRUMENT,DETERMINES,OVERALL,EARNINGS,ALTERNATIVE INVESTMENT,OPPORTUNITIES,EQUAL,SUPERIOR,GUARANTEE,YIELD,SUBSTITUTE,HIGHER,YIELDING,EXTENT,ACTUALLY,ADHERENCE,DIVERSIFICATION,CONFLICT,FIDUCIARY,VIOLATION,SECTION 9,CALIFORNIA CONSTITUTION,ARTICLE I OF THE UNITED STATES,CONSTITUTION,THE STANDARD,ALTERNATIVE INVESTMENTS,DETERMINING,INVESTED,SUBDIVISION,INFORMATION,THE JOINT,LEGISLATIVE,AUDIT COMMITTEE,TRANSMIT,THE REPORT OF,AUDITOR,THE SPEAKER,THE ASSEMBLY,THE SENATE,COMMITTEE ON,RULES,POLICY,COMMITTEES,NO MATTER,VENDOR,CAPACITY,CLOSED SESSION,TRANSACTION,UNLESS,WRITTEN,DISCLOSURE,SUBMITTED,CAMPAIGN,TWO HUNDRED FIFTY,GIFTS,CALENDAR YEAR,MEMBER OF THE BOARD,OFFICER,EMPLOYEE,FAILURE,DISCLOSE,BASIS,DISQUALIFICATION,THE CONTRACTOR,THE PROCESS,LEADING,KNOWINGLY,COMMUNICATE,MATTER,THE CONTRACT,SELECTION PROCESS,PARTY,COMMUNICATION,PART OF THE PROCESS,REQUEST FOR PROPOSAL,SOLICITATION,INVITATION,OR 2,MEETING,OR 3,APPLICANT,PARAGRAPH,EVALUATION OF,NO PARTY,BOARD MEMBER,EVALUATION,CONTENT,THE EXECUTIVE,BOARDS,ACTION,COMMUNICATIONS,LOCATION,SUBSTANCE,DISCUSSED,OBLIGATION,FAIL,FIDUCIARY DUTIES,REMEDY,FOR ANY,LIMITED,OUTRIGHT,REJECTION,REDUCTION,IN FEE,DISCLOSED,THE OPEN,PUBLIC DISCLOSURE,VOTES,SOCIAL,INVOLVE,BUSINESS,ROLE,THE SCOPE,PRIVATE BUSINESS,PUBLIC OFFICE,