ELEMENTARY,PENSIONS,TEACHERS,401 K,NPPC,SKIP,PRIMARY,CONTENT,DEFINED BENEFIT PENSION PLANS,PUBLIC EMPLOYEES,LEARN,ABOUT US,REAL STORIES,REPORTS,TRUTH,ARNOLD,PUBLIC PENSIONS,GLOSSARY,PENSION,TERMS,RESOURCES,BLOG,ARIZONA,CALIFORNIA,COLORADO,ILLINOIS,INDIANA,KANSAS,KENTUCKY,LOUISIANA,MICHIGAN,MISSOURI,OKLAHOMA,OREGON,PENNSYLVANIA,TEXAS WISCONSIN,WYOMING,DONATE,FACEBOOK,TWITTER,YOUTUBE,FEBRUARY 16,TYLER,BOND,SHARE,TWEET,RECENT,STUDY,RESEARCHERS,THE UNIVERSITY OF CALIFORNIA,BERKELEY,CONFIRMED,HERE,ALREADY,TRADITIONAL,DEFINED BENEFIT,RETIREMENT,INCOME,STYLE,PLANS,COMES,SURPRISE,NO ONE,DEFINED CONTRIBUTION,RISKY,DEPEND,STOCK MARKET,RETURNS,SUDDEN,DOWNTURN,THE MARKET,THE GREAT RECESSION,ENTIRE,WORTH,RETIREMENT SAVINGS,GONE,ON THE OTHER HAND,COLLECTIVELY,POOL,RISK,TEACHER,THIRTY,EDUCATING,CHILDREN,HAVE TO,WORRY,SUDDENLY,SAVINGS,UC BERKELEY,THE CALIFORNIA STATE,SYSTEM,DEFINED BENEFIT PENSION PLAN,BENEFIT,CALSTRS,EXCELLENT,WORKFORCE MANAGEMENT,TOOL,ENCOURAGE,THE PROFESSION,LONG TERM,BENEFITS,STUDENTS,TO RETIRE,DONT HAVE TO,WORK,EXTRA,TRYING,ENOUGH,THE OTHER,FINDINGS,THE STUDY,PERCENT,CALIFORNIA TEACHERS,PENSION PLAN,PLAN,LONGER,49 PERCENT,RETIRE,SERVICE,LEAVE,FULLY,VESTING,TEACHING,PROFESSION,ACCOUNT,ANTI,IDEOLOGUES,JOSH,MCGEE,LAST WEEK,ARGUE,DONT,REPUDIATES,ARGUMENT,AS IT,FIREFIGHTERS,NURSES,DEFINED BENEFIT PENSION,REMAINS,THE BEST,ENSURE,SECURITY,IN CALIFORNIA,ELSEWHERE,RELATED,OCTOBER 27,THIS WEEK,READ,OCTOBER 26,THE REPUBLICAN,TAX,HURT,OCTOBER 16,THE STATE,THE UNITED STATES,POST,PREVIOUS,UPDATE,17 AS,WEVE,DISCUSSED,SUBJECT,AMERICANS,GATHER,WITH FRIENDS,FAMILY,CELEBRATE,SIGN,UP TO,ACTION,NEED YOU,JOIN,THE FIGHT,FAILED,POLITICIANS,WALL STREET,FOLKS,TRIED,PRIVATIZE,SOCIAL SECURITY,ATTACK,PUBLIC,WORKERS,ONLY YOU,STOP,ECONOMY,BALANCE,CONTACT,PRIVACY POLICY,