THRIFT SAVINGS PLAN,DEFINED CONTRIBUTION PLAN,UNITED STATES CIVIL SERVICE,EMPLOYEES,RETIREES,UNIFORMED SERVICES,AS OF,NEARLY,BILLION,ASSETS UNDER MANAGEMENT,COMPONENTS,THE FEDERAL,RETIREMENT,SYSTEM,FERS,ANNUITY,SOCIAL SECURITY,THE DYNAMICS,PRIVATE SECTOR,ROTH,PLANS,OPEN,OLDER,CIVIL SERVICE RETIREMENT,CSRS,THRIFT,INVESTMENT,BOARD,ELIGIBLE,JOIN,IMMEDIATELY,WORK,PRIOR,HAD TO,WAIT,ONE YEAR,MATCHING,CONTRIBUTIONS,AGENCY,AUTOMATIC,AFTER THIS,DATE,DAY ONE,EMPLOYMENT,ONCE,THE EMPLOYEE,BEGINS,UP TO,INTERNAL REVENUE CODE,CONTRIBUTION,DOLLAR,AMOUNT,PAYCHECK,PERCENTAGE,INCOME,MUST,PERCENTAGES,UNIFORMED SERVICE,ELECT,LIMITED,RENEWS,DEDUCTION,GROSS PAY,THE AGE,LIFECYCLE FUND,UNLESS,CHOICE,ADDITION,CATCH UP,THE CODE,THE CATCH UP,TAX DEFERRED,DEFER,ACCOUNT,REGULAR,ELECTION,RENEW,BASIC PAY,INCENTIVE,SPECIAL,BONUS,SUBJECT TO,LIMITS,DEPLOY,DESIGNATED,COMBAT,ZONES,THE COMBAT ZONE,TAX,TAX EXEMPT,COMBAT ZONE,ACCRUE,EARNINGS TAX,ELECTIVE,DEFERRAL,LIMIT,SECTION,ANNUAL,CIVILIAN,FEDERAL,STATUS,TOTAL,EXCEED,ROLLOVER,EXISTING,INDIVIDUAL RETIREMENT ACCOUNT,LOCALITY,ADJUSTMENT,SHIFT,DIFFERENTIAL,OVERTIME,FIRST DAY,FIFTY CENTS,FOR EACH,PERCENT,THUS,EMPLOYEE,THE WHOLE,PLUS,THE FOURTH,FIFTH,IN EXCESS,FIVE PERCENT,MATCHED,ONLY IF,THE SECRETARY,SERVICE,CRITICAL,SPECIALTY,CONGRESS,ENACTED,LEGISLATION,SPONSOR,PILOT PROGRAM,ACTIVE DUTY,PROGRAM,THE DEPARTMENT OF,ARMY,PERIOD,COMPLETION,INITIAL,ENLISTMENT,THREE PERCENT,THE DOLLAR,THE NEXT,FOR THE DURATION,TERM,COMPLETE,CIVILIAN SERVICE,FULLY,VESTED,EARNINGS,OFFERS,INVESTORS,FUNDS,INVEST,DEALING,GOVERNMENT BONDS,THE OTHER,TRACKING,MARKET,INDICES,PROFESSIONALLY,CHANGE,INVESTMENTS,STAGES,TRUST,REGULATED,THE OFFICE OF THE COMPTROLLER,CURRENCY,SECURITIES AND EXCHANGE,COMMISSION,TICKER SYMBOL,TRACK,EXCEPT,FUND,INDEX,TRACKED,FUTURE,PERIODS,REQUEST,NOON,EASTERN TIME,EFFECTIVE,CLOSE OF BUSINESS,THAT DAY,BUSINESS DAY,SELECTION,DEFAULT,POTENTIAL,RISK OF LOSS,PRINCIPAL,RISK,INVESTING,POSSIBLE,BEGINNING,UNRESTRICTED,CALENDAR MONTH,GOVERNMENT SECURITIES,UNIQUE,AVAILABLE,THE GENERAL,PUBLIC,FULL FAITH AND CREDIT,THE US,GOVERNMENT,OPERATIONS,FIXED,INDEX FUND,INVESTED,DEBT,TRACKS,THE BARCLAYS,CAPITAL,AGGREGATE,BOND INDEX,LIFTED,C,COMMON STOCK,EQUITY INDEX,TOTAL RETURN,VERSION,SMALL CAPITALIZATION,STOCK INDEX,JONES,INTERNATIONAL,EAFE,THE NET,MSCI EAFE INDEX,PURPOSE,ARE TO,REALLOCATION,ASSETS,RISKY,STOCK,LESS,RETIREMENT AGE,LACK,INTEREST,EXPERTISE,DETERMINE,SUITABLE,THE CURRENT,WINDOW,INDIVIDUALS,MONTHLY,PAYMENTS,PLAN,INCOME FUND,IDENTICAL,THE PUBLIC,LOW COST,BELOW,VANGUARD,EXCHANGE TRADED FUNDS,EQUIVALENT,TERMS,CONTENT,PLEASE,NOTE,EXPENSE RATIOS,THE VANGUARD,MIXING,ABOVE,EXAMPLE,SIMULATED,CONSISTING OF,TYPES OF LOANS,GENERAL PURPOSE,LOAN,PRIMARY RESIDENCE,LOANS,ACTIVE,ONE TIME,ONE OF EACH,TYPE,MINIMUM,LOAN AMOUNT,MAXIMUM,SUFFICIENT,TAKE OUT,MINIMUM TERM,FIVE YEARS,THE RESIDENCE,PROCESSING,SERVICE MEMBER,MARRIED,SPOUSE,CONSENT,PAYROLL DEDUCTION,OUTSIDE,PROCESS,INTEREST RATE,RETURN,RATE,APPLICATION,DAYS,SEPARATES,PAID,REPORTED,TAXABLE INCOME,WITHDRAWAL,ACCOUNT BALANCE,SMALLER,NEED,AN AGE,INCOME TAX,LOSS,POST,FINANCIAL,NEEDS,NEGATIVE,CASH FLOW,MEDICAL EXPENSES,HOUSEHOLD,IMPROVEMENTS,MEDICAL CARE,PERSONAL,CASUALTY LOSS,LEGAL EXPENSES,SEPARATION,DIVORCE,CARRY,STEEP,PRICE,PERMANENT,CANNOT,MONTHS,THIS TIME,TAX DEFERRAL,ADVANTAGES,THE POTENTIAL,AFTER SIX,UNDER AGE,THE EARLY,PENALTY,LEAVE,FEDERAL EMPLOYER,RETIREMENT ACCOUNT,EMPLOYER,LESS THAN,OUT IN,PAYMENT,PRESERVE,NO OTHER,OPTION,CIRCUMSTANCES,OPTIONS,SPOUSES,RIGHTS,APPLY,THE BALANCE,IN SERVICE,FULL,COMBINATION,COMPUTE,LIFETIME,LIFE ANNUITY,PURCHASE,ON ONE,FEATURES,CHOSEN,SINGLE LIFE,JOINT,SURVIVOR,BENEFIT,CASH,CERTAIN,REQUESTS,SWITCH,LIFE EXPECTANCY,COMPUTATION,MONTH,TRANSFER,CHANGES,CONTINUE,ACCEPT,IRAS,CONTACT,BALANCE,WITHDRAW,ENTIRE,THE YEAR,MEMBER,BY LAW,INFORMATION,THEMSELVES,ABANDONED,CHOOSING,ABANDONMENT,TEXT,ARTICLE,WORK OF THE UNITED STATES,DOMAIN,SITE,DAILY,HISTORICAL,PRICES,HELLO,MONEY,