CHAPTER 31,CONSUMER LOAN,SEARCH,ENTER,TERMS,LEGISLATURE,HOME HOUSE,SENATE,FIND,YOUR,DISTRICT,LAWS,AGENCY RULES,BILL,INFORMATION,AGENDAS,CALENDARS,LEGISLATIVE,COMMITTEES,INFORMATION CENTER,EMAIL,UPDATES,VIEW,LINKS,PRINT,RCWS,CHAPTER,LISTING,DISPOSITIONS,VIOLATION,BOND,DUTIES,BUSINESS,PAYMENT,LIMITATIONS,LIEN,REAL,FEES,COSTS,LIMITS,CALCULATIONS,REPORT,SUPERIOR COURT,PENALTY,FAITH,EXCEPTION,ADMINISTRATIVE PROCEDURE ACT,CONSUMER PROTECTION ACT,C,LOAN,IDENTIFIER,MORTGAGE LOANS,CONTRACTORS,ORIGINATOR,CONTENT,MORTGAGE,LICENSING,SYSTEM,PERSONAL INFORMATION,MORTGAGE LOAN,FINDINGS,INTERIM,LICENSE,EDUCATION,REQUIREMENTS,SHARING,REPORTS,CONDITION,MODIFICATION,DISCLOSURE,PARTY,RESIDENTIAL,TANGIBLE,NET WORTH,RECEIVER,REVERSE MORTGAGE,LENDING,RESCIND,TRANSACTION,DEPARTMENT OF FINANCIAL,NOTICE,BORROWER,BENEFITS,MEANS TESTED,FEDERAL LAW,DATES,NOTES,BUSINESS LICENSE,EXEMPTION,DEFINITIONS,FORTH,SECTION,APPLY,UNLESS,THE CONTEXT,MEANING,ADD ON,METHOD,MEANS,THE METHOD,INTEREST,PAYABLE,PRINCIPAL BALANCE,TOTAL,PLUS,CHARGES,LOAN AMOUNT,PROVISION,EXCEPT,FAILURE,THE DIRECTOR,RULE,EXPLANATION,AFFILIATE,PERSON,CONTROLS,COMMON CONTROL,APPLICANT,LICENSEE,SUBJECT TO,SEEKS,WHETHER,ACTUALLY,DEPARTMENT,THE STATE,DEPOSITORY INSTITUTION,SECTION 3,THE FEDERAL DEPOSIT INSURANCE,ACT ON,JULY 26,CREDIT UNIONS,DIRECTOR,FINANCIAL INSTITUTIONS,FEDERAL BANKING,BOARD OF GOVERNORS OF,THE FEDERAL RESERVE,COMPTROLLER OF THE CURRENCY,DIRECTOR OF THE OFFICE OF,THRIFT,SUPERVISION,NATIONAL CREDIT UNION,ADMINISTRATION,FEDERAL DEPOSIT INSURANCE,CORPORATION,SERVICING,BEHALF,LENDER,LICENSED,STATE,COLLECTS,PAYMENTS,PRINCIPAL,ESCROW,EXISTING,DUE AND OWING,THE BORROWER,DEFAULT,LIKELIHOOD,DATA,DECISIONS,NECESSARY,PERMANENTLY,CERTAIN,COLLECTION,FORECLOSURE,PROCESS,INSURANCE,DISABILITY INSURANCE,PROPERTY INSURANCE,INVOLUNTARY UNEMPLOYMENT,AUTHORIZED,INSURANCE COMMISSIONER,THE AUTHORITY,CHAPTER 12,WHOM,LICENSES,OUTSIDE OF THIS,CHAPTER 13,SUM OF,MONEY,LENT,CHARGE,OPEN END,CLOSED END,TRANSACTIONS,PROCESSOR,SUPPORT,EMPLOYEE,DIRECTION,INSTRUCTION,CHAPTER 15,OFFERING,ADVANCE,FUNDS,MORTGAGE BROKER,DEFINED,CANNOT,COMPENSATION,ACTING,GAIN,TAKES,APPLICATION,OFFERS,INDIVIDUALS,HOLD,THEMSELVES,THE PUBLIC,ABLE,PERFORM,ENTITY,INVOLVED,CREDIT,TIMESHARE,PLANS,TERM,TITLE 11 UNITED STATES CODE,DEFINITION,RECEIPT,COMMON,PROCESSING,INDUSTRY,COMMUNICATION WITH,CONSUMER,DIRECT,HOLDS,HIMSELF,HERSELF,REAL ESTATE BROKERAGE,ACCORDANCE,STATE LAW,AGENT,ACTIVITY,REAL ESTATE AGENT,REAL ESTATE BROKER,BUYER,SELLER,LESSOR,LESSEE,REAL PROPERTY,PARTIES,THE SALE,PURCHASE,LEASE,RENTAL,EXCHANGE,CONTRACT,CONNECTION,WITH RESPECT TO,ENGAGED,APPLICABLE LAW,ENGAGE,CAPACITY,IN C,SUBSECTION,EMPLOYEES,HOUSING,COUNSELING,AGENCY,THE UNITED STATES,DEPARTMENT OF HOUSING,URBAN DEVELOPMENT,DEVELOPED,CONFERENCE OF,STATE BANK,REGISTRATION,OFFICER,COMPANY,PURPOSE,CORPORATE,PARTNERSHIPS,LIMITED LIABILITY,COMPANIES,LIMITED LIABILITY PARTNERSHIPS,TRUSTS,LEGAL ENTITIES,ALONE,IN CONCERT,TEN PERCENT,GREATER,PARTNERSHIP,ASSOCIATION,LIMITED LIABILITY COMPANY,THE OWNER,SOLE PROPRIETORSHIP,THE DEFINITION OF,SUBSIDIARY,OWNED,REGULATED,INSTITUTION,THE FARM,THE NATIONWIDE,SYSTEM 23,PERSONAL,FAMILY,HOUSEHOLD,DEED OF TRUST,CONSENSUAL,SECURITY INTEREST,DWELLING,THE TRUTH,RESIDENTIAL REAL ESTATE,CHANGE,CONDITIONS,CHANGES,LIMITED,INTEREST RATES,ARREARAGES,REDUCTIONS,NEGOTIATE,ARRANGING,ARRANGE,THE COLLECTION,PERFORMING,SECURE AND FAIR ENFORCEMENT,LICENSING ACT,THE HOUSING AND ECONOMIC,RECOVERY ACT,HERA,EFFECTIVE,JULY 30,SENIOR OFFICER,THE VICE PRESIDENT,LEVEL,ABOVE,SERVICE,INVESTOR,COLLECTING,COLLECT,AGREEMENT,CALCULATING,ACCOUNT,STATEMENTS,SIMPLE INTEREST,COMPUTING,THE ANNUAL,PERCENTAGE,INTEREST RATE,EQUIVALENT,THE REMAINDER,BALANCE,PAID IN FULL,MUST,THE PROHIBITION,COMPOUNDING,LOANS,MADE IN,WASHINGTON STATE,DETERMINED,SECURITY,INSTRUMENT,THIRD PARTY,PERFORMED,SERVICE PROVIDER,GOODS,PREPARATION,THE BORROWERS,CREDIT REPORTING AGENCIES,REAL ESTATE BROKERS,TITLE INSURANCE,AGENTS,STRUCTURAL,UNIQUE IDENTIFIER,NUMBER,PROTOCOLS,PRIOR,NOTE,ALPHABETIZED,FINDS,VITAL,CITIZENS,ESSENTIAL,THE PROTECTION,STABILITY,ECONOMY,STANDARDS,REGULATION,THE BUSINESS,LENDERS,ORIGINATION,IMPACT,CONSUMERS,THE NEIGHBORHOODS,COMMUNITIES,REAL ESTATE INDUSTRY,THEREFORE,ENCOURAGE,PROTECT,BORROWERS,PRESERVE,ACCESS,MARKET,CHAPTER 1,RESIDENT,PERSONS,LAW,BANKS,SAVINGS BANKS,TRUST COMPANIES,SAVINGS,BUILDING AND LOAN,PAWNBROKING,CONDUCTING,RETAIL,INSTALLMENT,SALES,GOODS AND SERVICES,MERCHANDISE,OPEN,CLOSED LOOP,VALUE,SIMILAR,CHECK CASHERS,SELLERS,COMMERCIAL,AGRICULTURAL,PRIMARY,SELLING,PROPERTY,THE PROPERTY,AVAILABLE,FEWER,CALENDAR YEAR,THE FEDERAL,CONSTRUCTING,CONSTRUCTION OF,GOVERNMENT,GOVERNMENT AGENCIES,ORGANIZATIONS,TRUTH IN LENDING ACT,HOUSING TRUST FUND,DEPARTMENT OF AGRICULTURE,FEDERAL,GOVERNMENT PROGRAM,FUNDING,SINGLE FAMILY HOUSING,GRANTS,INCOME,REPAIR,NONPROFIT,ASSIST,PURCHASING,REPAIRING,DEVELOPMENT OF,CREDIT CARD,PLAN,EMPLOYED,RELATED,LIENS,PERSONAL PROPERTY,HIS OR HER,APPLICABILITY,CONSUMER LOAN COMPANY,PROVISIONS,DETERMINES,FACILITATE,COMMERCE,THE BURDEN,PROVING,PR