FINANCIAL,CODE,DIVISION,CALIFORNIA,FINANCE,LENDERS,LAW,CHAPTER,COMMERCIAL LOANS,ARTICLE 3,LOAN,REGULATIONS,LICENSEE,SELL,PROMISSORY NOTES,EVIDENCING,OBLIGATION,LOANS,INSTITUTIONAL INVESTORS,THE COLLECTION,PAYMENTS,THE PERFORMANCE,WITH RESPECT TO,NOTES,SECTION,INSTITUTIONAL INVESTOR,MEANS,THE UNITED STATES,STATE,DISTRICT,TERRITORY,COMMONWEALTH,CITY COUNTY,CITY AND COUNTY,PUBLIC,PUBLIC AUTHORITY,PUBLIC CORPORATION,PUBLIC ENTITY,POLITICAL SUBDIVISION,COMMONWEALTH OF,AGENCY,INSTRUMENTALITY,BANK,TRUST COMPANY,SAVINGS BANK,SAVINGS AND LOAN ASSOCIATION,CREDIT UNION,INDUSTRIAL BANK,INDUSTRIAL LOAN COMPANY,LENDER,INSURANCE COMPANY,BUSINESS,THE AUTHORITY,ACCORDANCE,LICENSE,CERTIFICATE,CHARTER,TRUSTEES,PENSION,PROFIT SHARING,WELFARE,FUNDS,FUND,NET WORTH,LESS THAN,FIFTEEN,DOLLARS,EXCEPT,AFFILIATE,SELF EMPLOYED,INDIVIDUAL RETIREMENT,PLANS,INDIVIDUAL RETIREMENT ACCOUNTS,CORPORATION,SECURITIES,SECURITIES EXCHANGE ACT OF,WHOLLY OWNED SUBSIDIARY,PURCHASING,ACCOUNT,INVESTMENT,VIEW,FOR SALE,CONNECTION,PROMISSORY NOTE,SYNDICATION,COMBINATION,ORGANIZED,PURCHASE,TRUST,BUSINESS ENTITY,PURPOSE,FACILITATING,ISSUANCE,THE RIGHT,PAYABLE,POOL,FINANCIAL ASSETS,THE TRUST,APPLY,THE BUSINESS,ENTITY,SOLE PROPRIETORSHIP,THE POOL,ASSETS,INTEREST BEARING,CONTRACTUAL OBLIGATIONS,REPRESENTING,THE ASSETS,SURETY,BONDS,INSURANCE POLICIES,LETTERS OF CREDIT,INSTRUMENTS,CREDIT,C,INVESTMENT GRADE,STANDARD POORS,MOODYS INVESTORS SERVICE,INVESTOR,SERVICE,RATING,DESIGNATION,VARIATIONS,RATINGS,SOLD,DEFINED,CORPORATE SECURITIES,DIVISION 1,FEDERAL,SECURITIES LAWS,REGISTRATION,THE ABSENCE,AGREEMENT,TO THE CONTRARY,SHALL,TRUST ACCOUNT,THE OWNER,CH 67,EFFECTIVE,JANUARY 1,INSTITUTIONAL,OR 2,PARAGRAPH,SUBDIVISION,SECTION 226,REAL ESTATE,TITLE 24 OF THE CODE OF,FEDERAL REGULATIONS,NOT TO EXCEED,THE RETURN,DEPOSITORY INSTITUTION,DISHONORED CHECK,NEGOTIABLE ORDER OF WITHDRAWAL,SHARE DRAFT,COLLECTED,CHARGES,JULY 1,COMPENSATION,PERSON,LICENSED,REFERRAL,BORROWERS,CONDITIONS,MET 1,LEADS,CONSUMMATION,COMMERCIAL LOAN,BORROWER,CONTRACT,ANNUAL PERCENTAGE RATE,EXCEED,PERCENT,DOCUMENTATION,THE BORROWERS,COMMERCIAL,STATUS,LIMITED,SELLERS,PERMIT,BUSINESS LICENSE,ARTICLES OF INCORPORATION,INCOME TAX RETURNS,SHOWING,INCOME,BANK ACCOUNT,STATEMENTS,UNDERWRITING,ENSURE,SUFFICIENT,MONTHLY,GROSS REVENUE,TERMS,DETERMINES,TOTAL,DEBT,VERIFYING,CURRENT,PROJECTED,GROSS,REVENUE,TAX RETURNS,MERCHANT,FINANCIAL STATEMENTS,BUSINESS HISTORY,INDUSTRY,EXPERIENCE,SOLE PROPRIETOR,PERSONAL GUARANTEE,THE CORPORATION,CREDIT REPORT,CONSUMER CREDIT REPORTING,FILES,CONSUMERS,BASIS,PAID,PERSONS,PERIOD,SUBMITS,INFORMATION,COMMISSIONER,PAYMENT,THE REPORT,PAYS,FOR ANY,MISREPRESENTATION,AUTHORIZED,NEGOTIATION,COUNSELING,THE BORROWER,PREPARATION,DOCUMENTS,APPLICATIONS,BEHALF,REFER,GATHERING,COMMUNICATING,LENDING,DECISIONS,INQUIRIES,SALES LITERATURE,MARKETING,MATERIALS,SIGNATURE,DO NOT,LICENSURE,DIVISION 2,INCOME TAXES,SECTION 501,INTERNAL REVENUE CODE,ASSISTANCE,ORGANIZATION,SMALL BUSINESS ADMINISTRATION,ENGAGED,PARAGRAPHS,FEWER,MONTH,IMPOSE,ACTIVITY,CLASSIFY,MATTERS,HIS OR HER,JURISDICTION,REQUIREMENTS,CLASSES,NOTHING,AUTHORIZE,RESIDENTIAL,MORTGAGE LOAN,OR 101,UNLESS,THE BUREAU,DIVISION 4,INTRODUCTION,THE DELIVERY,CONTACT,WRITTEN,STATEMENT,POINT,FONT,APPLICATION,RECEIPT,THE STATEMENT,WRITING,BY NAME,IF YOU,NAME,SOLE,PARTY,TO YOU,SHOULD,UNDERSTAND,WISH,REPORT,COMPLAINT,TRANSACTION,THE DEPARTMENT OF,OVERSIGHT,AT 1,CORP,FILE,YOUR,ONLINE,FALSE,MISLEADING,ADVERTISE,PRINT,DISPLAY,PUBLISH,BROADCAST,MISLEADING OR DECEPTIVE,MATERIAL,NECESSARY,ENGAGE,VIOLATION,CODE 4,COMMIT,FRAUD,FAIL,SAFEGUARD,PERSONALLY IDENTIFIABLE,PUBLICLY AVAILABLE,FINANCIAL PRODUCT,CREDIT CARD,OPINION,COMPLIANCE,PROVISION,ORDER,DESIST,REFRAIN,