FINANCIAL,CODE,DIVISION,CALIFORNIA,DEPOSIT,TRANSACTION,LAW,CHAPTER,TRANSACTIONS,LICENSEE,DEFER,CUSTOMERS,PERSONAL,CHECK,UP TO,DAYS,PROVISIONS,SECTION,THE FACE,AMOUNT,SHALL,EXCEED,THREE HUNDRED,DOLLARS,WRITTEN,AGREEMENT,SUBDIVISION,SIGNED,CUSTOMER,AUTHORIZED,REPRESENTATIVE OF,OFFERS,SUBJECT TO,CRIMINAL,PENALTY,FAILURE,TERMS,C,ENTERING,LICENSEES,NOTICE,LIMITED,INFORMATION,CHARGES,FIFTEEN,CANNOT,PROSECUTED,ACTION,CONJUNCTION,PROSECUTION,THE DEPARTMENTS,TOLL FREE TELEPHONE NUMBER,COMPLAINTS,ACCEPT,COLLATERAL,SECTION 230,THE FINANCIAL,CIVIL CODE,TREBLE DAMAGES,CLEAR,NOTICES,VIEW,THE PUBLIC,LOCATION,BUSINESS,LETTERS,LESS THAN ONE,HALF,INCH,HEIGHT,THE CRIMINAL,PROCESS,CONSUMER,COLLECT,SCHEDULE,FEES,EXAMPLE,ONE HUNDRED,DOLLAR,TWO HUNDRED,PAYABLE,14 DAYS,30 DAYS,ANNUAL PERCENTAGE RATE,THE INFORMATION,CHART,APR 30,XXX XXX,ENTER,BE IN,WRITING,AUTHORIZE,FULL DISCLOSURE,TOTAL,UNITED STATES CURRENCY,THE FEDERAL,TRUTH IN LENDING ACT,REGULATIONS,DESCRIPTION,PAYMENT,NAME,ADDRESS,TELEPHONE NUMBER,DATE,DUE DATE,PLAN,DISCLOSURE,CONNECTION,CONTINGENT,PURCHASE,PRODUCT,SERVICE,SIGNATURE,SPACE,COMMISSIONER,DEEM,NECESSARY,REGULATION,AVAILABLE,LANGUAGE,DISCUSSIONS,NEGOTIATIONS LEADING TO,EXECUTION,POINT,TYPE,WRITTEN IN,MISLEADING,CIRCUMSTANCES,HOLD HARMLESS,CLAUSE,CONFESSION OF JUDGMENT,POWER OF ATTORNEY,ASSIGNMENT,ORDER,WAGES,COMPENSATION,ACCELERATION,PROVISION,UNCONSCIONABLE,DEBT,DISCLOSE,DISHONORED,EFFECTIVE,JANUARY 1,DECEMBER 31,SOONER,PERCENT,EXISTING,CHARGE,KIND,VIOLATION,AGREEMENT FOR,PERIOD OF TIME,ASSIGNEE,ENTITLED,RECOVER,DAMAGES,GOVERNED,NOT TO EXCEED,15 MAY,THE RETURN OF,DISHONORED CHECK,DEPOSITARY,INSTITUTION,EXCLUSIVE,IN EXCESS,TITLE 1,DIVISION 3,CASE,PERMIT,INSURANCE,GOODS,PERSON,CAPACITY,CONTRACT,ALTER,ENGAGE,UNFAIR,STATEMENT,MISLEAD,THE BUSINESS,INSTRUMENT,LEFT,ARRANGE,AGENT,ASSIST,ORIGINATOR,IN THE MAKING,UNLESS,FEDERAL AND STATE,LAWS,DIVISION 1,THE PROHIBITION,APPLY,ARRANGER,ASSISTANT,STATE,CHARTERED BANK,THRIFT,SAVINGS ASSOCIATION,INDUSTRIAL LOAN COMPANY,THE STATE,LOAN,SELL,TRANSFER,ECONOMIC INTEREST,AFFILIATE,SUBSIDIARY,SELLING,PRIMARY,REGULATOR,ACTS,ASSISTS,THE STANDARDS,FORTH,PARAGRAPH,EXTENT,FEDERAL LAWS,JOHN WARNER NATIONAL DEFENSE,AUTHORIZATION,FISCAL YEAR,PUBLIC LAW,TITLE 32 OF THE CODE OF,FEDERAL REGULATIONS,PUBLISHED,AUGUST 31,VOLUME,REGISTER,WITH RESPECT TO,MARKET,BORROWERS,TERM,DEFINED,THE MILITARY,VETERANS,OCTOBER 1,OCTOBER 9,