FINANCIAL,CODE,DIVISION,CALIFORNIA,RESIDENTIAL,MORTGAGE,LENDING,CHAPTER,MORTGAGE LOAN,APPLICANT,LICENSE,ORIGINATOR,SHALL,APPLY,SUBMITTING,UNIFORM,PURPOSE,THE NATIONWIDE,LICENSING,SYSTEM,COMMISSIONER,INFORMATION,DOCUMENTATION,THE DEPARTMENT,SECTION,THE BUSINESS,THE DEPARTMENT OF,BUSINESS,OVERSIGHT,NATIONAL,APPLICATION,USE BY,CONNECTION,THE SAFE,C,RULE,TIMELINES,FEES,ORIGINAL,LICENSES,CHANGES,LICENSEES,MINIMUM,IDENTITY,FINGERPRINT,IMAGES,RELATED,PERFORMING,FEDERAL,STATE,CRIMINAL HISTORY,BACKGROUND CHECK,PERSONAL HISTORY,EXPERIENCE,AUTHORIZATION,INDEPENDENT,CREDIT REPORT,CONSUMER REPORTING AGENCY,CIVIL,CRIMINAL,FINDINGS,GOVERNMENTAL,JURISDICTION,SUBDIVISION,FORTH,SUBDIVISIONS,ELECTRONICALLY,SUBMITS,JUSTICE,THE EXISTENCE,CONTENT,RECORD,CONVICTIONS,ARRESTS,PERSON,FREE,BAIL,HIS OR HER,RECOGNIZANCE,PENDING TRIAL,APPEAL,ELECTRONIC,RESPONSE,PARAGRAPH,SECTION 1110,THE PENAL CODE,REQUEST,ARREST,NOTIFICATION SERVICE,PERSONS,CHARGE,SUFFICIENT,COVER,THE COST,PROCESSING,REQUESTS,EFFECTIVE,JANUARY 1,DENY,UNLESS,NEVER,EXCEPT,FORMAL,VACATION,SET ASIDE,REVOCATION,CONVICTED,PLED,GUILTY,NOLO CONTENDERE,FELONY,DOMESTIC,FOREIGN,MILITARY COURT,THE SEVEN,PERIOD,DATE,REGISTRATION,OR AT,INVOLVED,ACT OF,FRAUD,DISHONESTY,BREACH OF TRUST,MONEY LAUNDERING,WHETHER,PARTICULAR,CRIME,CLASSIFIED,DETERMINED,THE LAW OF,EXPUNGED,PARDONED,CONVICTION,DENIAL,CONSIDER,UNDERLYING,FACTS,CIRCUMSTANCES,DETERMINING,LICENSURE,FINANCIAL RESPONSIBILITY,CHARACTER,GENERAL FITNESS,COMMAND,CONFIDENCE,THE COMMUNITY,WARRANT,OPERATE,DIVISION 4,EDUCATION,REQUIREMENT,WRITTEN,THE TEST,REQUIREMENTS,EMPLOYED,SUBJECT TO,SUPERVISION,LENDER,SURETY BOND,COVERS,DENYING,DIVISION 3,THE GOVERNMENT,POWERS,COMPLETE,HOURS,OF EDUCATION,ACCORDANCE,THREE HOURS,INSTRUCTION,FEDERAL LAW,REGULATIONS,ETHICS,CONSUMER PROTECTION,FAIR,TRAINING,STANDARDS,PRODUCT,MARKETPLACE,RELEVANT,CALIFORNIA LAW,REVIEW,EDUCATION COURSE,THE COURSE,PROVIDER,NOTHING,THE EMPLOYER,ENTITY,AGENCY,CONTRACT,SUBSIDIARY,AFFILIATE,CLASSROOM,ONLINE,MEANS,FOR ANY,ACCEPTED,CREDIT,TOWARD,COMPLETION,IN CALIFORNIA,PREVIOUSLY,LICENSED,MUST,PROVE,CONTINUING EDUCATION,THE YEAR,WHICH THAT,LAST,PASS,DEVELOPED,COMPREHENSION,SUBJECT,AREAS,REGULATION,ORIGINATION,STATE LAW,FEDERAL AND STATE,LAW,THE LOCATION,HOLDS,EXCLUSIVE,TEST SCORE,LESS THAN,PERCENT,ANSWERS,QUESTIONS,RETAKE,UP TO,TIMES,30 DAYS,WAIT,MONTHS,VALID,FIVE YEARS,LONGER,TAKING,ACCOUNT,DECEMBER 31,YEAR B,RENEWAL,MEET,ISSUANCE,THE ANNUAL,PAID,SATISFY,EXPIRE,AT MIDNIGHT,REINSTATEMENT,EXPIRED,CONSISTENT,THE STANDARDS,EIGHT HOURS,ONE HOUR,COURSE,TAKEN 2,INSTRUCTOR,ANNUAL,RATE,FOR EVERY,TAUGHT,SUBSEQUENTLY,THE LAST YEAR,PRIOR,MEETING,PARAGRAPHS,DEFICIENCY,ADDITION,DUTIES,BY LAW,ORDER,CARRY OUT,AUTHORIZED,NECESSARY,LIMITED,BACKGROUND CHECKS,DATABASES,CREDIT HISTORY,PAYMENT,RENEW,SETTING,REPORTING,DATES,PARTICIPATION,OCTOBER 11,