EQUALIZATION POOL,FUND,LEVEL,DIFFERENCES,FINANCIAL RISK,PERIODS,PROCESS,RISK EQUALIZATION,MANDATORY HEALTH INSURANCE,CO OPERATIVES,HEALTH INSURANCE,EQUALIZATION,IRELAND,AUSTRALIA,GERMANY,THE NETHERLANDS,BALANCE,RISKS,GROUPS OF PEOPLE,HEALTH,ENSURE,MEDICAL,PEOPLE,MIGHT,INSURE,NORMAL,INSURANCE,MARKETS,INSURERS,PRICE,HIGH RISK,INDIVIDUALS,HIGHER,PREMIUM,DISCOURAGE,BUYING,LOWER RISK,PHENOMENALLY,ELDERLY,AFFORD,INCOME,YOUNG,ON THE OTHER HAND,WHOM,ILL HEALTH,MAJOR,CONCERN,DO NOT,BUY,EVEN THOUGH,CHEAP,TO DO,PROBLEM,GOVERNMENTS,POOL,COMPANIES,MARKET,THUS,YOUNGER,HEALTHIER,MUST,OLDER,PERSONS,MONEY,GOVERNMENT AGENCY,ASSIGNS,THE RISK POOL,HEALTH CARE,UNEMPLOYED,SYSTEM,PRESENCE,COMMON,HEALTH BENEFITS,COMPETITION,HEALTH INSURERS,ACHIEVEMENT,UNIVERSAL HEALTH CARE SYSTEM,THE NATION,STATE MONOPOLY,COLLECTED,VHI HEALTHCARE,MONOPOLY,BROKEN,BRITISH,PRIVATE HEALTH INSURANCE,COMPANY,BUPA,IRISH,COMPETING,GENERALLY,OFFERING,COVERAGE,EFFECTIVELY,SEEN,HIGH,AMOUNT,THE COST,INSURING,THE MORE,THE MARKET,IN PRIVATE,POPULATION,TACKLE,REGULATIONS,CAME INTO FORCE,THE AIM,COSTS,VARIATIONS,STATUS,RISK,PROFILES,SCHEME,THE OPEN,RESTRICTED,MEMBERSHIP,UNDERTAKING,RETURNS,THE HEALTH INSURANCE,AUTHORITY,THE AUTHORITY,THE INDEPENDENT,STATUTORY,BODY,INDUSTRY,DETAILING,CLAIMS,THE SYSTEM,PERCENTAGE,DEGREE,DIFFERENCE,LESS THAN,PAYMENTS,SHOULD,LIES,RECOMMENDATION,THE MINISTER,CHILDREN,WHETHER,ABOVE,COMMENCEMENT,UNLESS,DETERMINES,BE IN,THE BEST,OVERALL,CONSUMERS,BUPA IRELAND,COMPLAINT,THE COMMISSION,STATE AID,OWNED,THE STATE,DETERMINED,SELLING,OWNERS,LEGAL,CHALLENGE,ISSUE,COMMUNITY RATING,APPLICATION,LEVY,IRISH SUPREME COURT,THE WHOLE,CLIENTELE,BACK IN,THE HANDS,GOVERNMENT,RUSH,MOVE,LEGISLATION,HEALTH CARE IN THE NETHERLANDS,MODEL,CO OPERATIVE,MARKETING,VENTURES,NEARLY,MONOPOLY POWER,PERISHABLE,GOODS,MILK,FRUIT,SOMETIMES,USED TO,SEASON,SOCIAL BALANCE,REGIONS,FEWER,NEEDS,TAXES,POORER,FINANCIAL ASSISTANCE,