INSURANCE,CODE,DIVISION 1,GENERAL,RULES,GOVERNING,ENACTED,THE BUSINESS,CHAPTER 1,REGULATIONS,ARTICLE 5,EXCEPT,SECTION,PERSON,ACTING,HIS OR HER,EMPLOYEES,AGENTS,THE PRACTICE,PROCESSING,PRESENTING,CLAIMS,POLICIES,OFFERS,REBATE,COMMISSION,CONSIDERATION,WHETHER,MONEY,COMPENSATION,REFERRAL,PROCUREMENT,CASES,PATIENTS,CUSTOMERS,GUILTY,CRIME,VIOLATION,SUBDIVISION,PUNISHABLE,CONVICTION,IMPRISONMENT,COUNTY JAIL,ONE YEAR,THE PENAL CODE,FINE,FIFTY,THOUSAND,DOLLARS,C,NOTHING,SHALL,LICENSED,COLLECTION,LIEN,AGENCY,COMMISSION ON,THE COLLECTION,DELINQUENT,DEBTS,THE AGENCY,COMMISSION FOR,LIMIT,APPLY,INSURANCE AGENTS,BROKERS,AUTHORIZED,PROPOSITION,BY THE PEOPLE,NOVEMBER 8,GENERAL ELECTION,EFFECTIVE,APRIL 4,OCTOBER 1,LABOR,CORPORATION,PARTNERSHIP,ASSOCIATION,FIRM,CIRCUMSTANCES,BEHALF,SELF INSURED,COMPANY,GROUP B,THE SCOPE,CERTIFICATE,CONSENT,LICENSE,ARTICLE 3,DIVISION 5,JANUARY 1,CONSTRUED,PREVENT,ATTORNEY,LAW FIRM,FEES,LEGAL SERVICES,LAWYER,RULE,THE RULES,PROFESSIONAL CONDUCT,THE STATE,BAR B,OFFERING,GIFT,GRATUITY,RECOMMENDATION,THE EMPLOYMENT,THE ATTORNEY,THE GIFT,PROMISE,AGREEMENT,UNDERSTANDING,IN THE FUTURE,BONUS,EMPLOYEE,RECOMMENDATIONS,JULY 16,FOR ANY,INSURANCE AGENT,BROKER,SOLICITOR,EMPLOYED,FINANCIAL,BENEFIT,AUTOMOBILE REPAIR,FACILITY,DIRECT,REFERRING,PERSONS,VEHICLE,REPAIRS,THE AUTOMOBILE,COMPREHENSIVE,COVERAGE,PROPERTY DAMAGE,AUTOMOBILE COLLISION,INSURANCE POLICY,WITH RESPECT TO,COMMERCIAL,NONCOMMERCIAL,AUTOMOBILE INSURANCE,MEANS,REPAIR,COSTS,FREE,EMPLOYMENT,SEPTEMBER 12,SOLICIT,FURNISHING,GOODS,KNOWS,SHOULD,REIMBURSEMENT,PAID,IN RETURN,KICKBACK,BRIBE,CASH,IN KIND,DISCOUNTS,SIMILAR,REDUCTIONS,PRICES,CONTINGENCY FEE,CONSISTENT,CALIFORNIA,COVERING,MOTOR VEHICLE,PERSONAL,LINES,COLLISION,LIABILITY COVERAGE,MISDEMEANOR,NOT TO EXCEED,FOR EACH,PROCEEDINGS,ENFORCE,DISTRICT ATTORNEY,PROSECUTING ATTORNEY,