INSURANCE POLICY,LOANS,TAX,RULES,FACEBOOK,TWITTER,LINKEDIN,GOOGLE,YOUTUBE,TRUST,CAREER,ADVISOR,READING,START,KNOWLEDGE IN,FINANCIAL,RANKING,LISTS,RESEARCH ASSOCIATE,NERDS,VIEW,CLICK HERE,DETAILS,STROKE,SKETCH,WANT,CREDIT,ARTICLE,LEARN,LOAN,CAUSE,AM 13,COMMENTS,CATEGORY,SHARES,CLOSE,EXECUTIVE,INSURANCE,SOCIAL,PURPOSE,FAMILIES,PROTECT,THEMSELVES,THE ECONOMIC CONSEQUENCES OF,DEATH,BREADWINNER,IN FACT,VIEWED,POSITIVE,CONGRESS,PREFERENCES,INSURANCE POLICIES,TAX DEFERRAL,CASH VALUE,TAX FREE,BENEFIT,BENEFICIARIES,POPULAR,FEATURE,ABILITY,ACCESS,IN REALITY,ACTUALLY,PREFERENCE,TAX CODE,SIMPLE,POLICY,PERSONAL LOAN,THE LIFE,INSURANCE COMPANY,COLLATERAL,CREDIT CARD,CASH ADVANCE,ISNT,CASH OUT,MORTGAGE REFINANCE,PRESENCE,DISTORT,THE OUTCOME,SURRENDERED,THE CASE,ALREADY,SIMPLY,THE REMAINDER,PAID,HEIRS,USED TO,EVEN THOUGH,GAIN,CALCULATED,MEANS,THE EXTREME,ITS POSSIBLE,LAPSE,PRODUCE,INCOME TAX,LIABILITY,BOMB,IN THE END,CHANGE,FACT,TAXES,ITSELF,IMPORTANCE,ENCOURAGE,IRC SECTION 1,GROSS INCOME,INSURANCE CONTRACT,REASON,NEVER,PAYS,PREMIUM,AWAY,THE HEIRS,CERTAIN,BENEFITS,APPLY,SOLD,SOMEONE,ELSE,TRANSFER,VALUE,TERM,PROCESS,PERMANENT,MATURE,ENDOWMENT POLICY,MAXIMUM AGE,HISTORICALLY,AGE 12,RECENT,POLICIES,THE SITUATION,COVER,COST,RESERVE,FUTURE,COSTS,AMOUNT,AT RISK,OVER TIME,FORFEITURE,LAWS,ENSURE,CONSUMER,AVAILABLE,SECTION,PROPER,IN THE FIRST PLACE,UNTIL DEATH,TAXATION,THEYRE,NEITHER,INCREASE,CAVEAT,INTACT,WITHDRAWAL,TAKEN,ORDINARY INCOME,C,RETURN OF,PRINCIPAL,INVESTMENT,THE CONTRACT,AFTER ALL,THE COST,BASIS,MODIFIED ENDOWMENT CONTRACT,TAXED,FULLY,DEFINITION,ONCE,EXTENT,TOTAL,EXCEED,COMES,TO LIFE,THE RULES,EQUAL TO,REDUCED,PRIOR,PREVIOUS,THE MORE,FEATURES,PERMANENT LIFE INSURANCE,CONSEQUENCES,CONTRAST,ABOVE,TAKING,IN EXCESS,COST BASIS,UNIQUE,REALLY,NOTHING MORE,POSSESSION,CONTROLS,COMPANY,CONFIDENT,OFFERS,RATHER,RATE,ALTERNATIVES,BORROWING,BANK,PEER TO PEER,CLICK TO,CASH,MONEY,BUSINESS LOAN,RECEIPT,EXAMPLE,CHARLIE,WHOLE LIFE INSURANCE,THE YEARS,NATURE,THE WHOLE,WITHDRAWAL FROM,REQUEST,TAKES,FOR BETTER OR WORSE,UNDERLYING,TRANSACTION,DETERMINED,MERE,IN THE MEANTIME,MORTGAGE,THE BALANCE,TRIGGER,OUTCOME,OUTSIDE,DOLLARS,WERENT,ON THE OTHER HAND,DRAWING,DEPENDS,HOW IT,USES,BENEFICIARY,POINT OF FACT,FORM OF LIFE,REDUCTION,TO THE DEATH,COMBINATION,ALIVE,AFTER DEATH,IN OTHER WORDS,CHARGES,DONT,DECLINE,FOR ANY,BALANCE,ANDREW,TURNED,ALMOST,FACES,POTENTIAL,RETIREMENT,ASSET,FREE,CASH FLOW,STOP,THE 5 000,TAKE OUT,ANNUAL,WHOLE LIFE POLICY,THE ANNUAL,OBLIGATION,RISEN,NEARLY,ONGOING,CONTRIBUTION,PERSONAL LOANS,UP TO,PLUS,ACCRUED INTEREST,DYNAMIC,WERE TO,PASS,THE 1,THE 400,THE NET,ANDREWS,THE ORIGINAL,PERSPECTIVE,PAYMENT,REMAINS,FULL,SURRENDER,SHEILA,THE EVENT,THE DIFFERENCE,DIDNT,SHE WILL,BE USED TO,EITHER WAY,WHETHER,CONTEXT,REALITY,NOTHING,TO DO,IMPACT,WASNT,THE 45,SCENARIOS,THE POINT,FORCE,GOES,UNDERWATER,LITTLE,ABSOLUTELY,ON THE FULL,BILL,THE LAPSE,CREATE,LEFT,NOTIFICATION,ABOUT TO,SIZE,UNLESS,PAYMENTS,INTEREST,THE 6,THE 100,CHECK,FACE,THE ACTUAL,ORIGINAL,THE END,SALVAGE,SHELL,FORM 1099,TAX RATE,INCOME TAXES,ENTIRE,SURPRISE,NUMBER,TAX COURT,CASES,IRS,ILLUSTRATED,CASE,MALLORY,COMMISSIONER,TAX COURTS,ALL THE CASH,EXISTING,COMMON,THE POTENTIAL,DANGER,MATTER,INSTANCE,SCENARIO,TRIGGERING,IMMINENT,COLLAPSE,LONG AGO,COMPOUNDING,TO THE POINT,LONGER,SUSTAIN,TRIGGERED,AT ALL,REQUIREMENT,TRULY,LIMITED,STOPS,DEFAULT,BEHALF,RIGHT BACK,BEGINS,ACCRUE,TURN,LEADS,CASH SURRENDER VALUE,GETS,IRONICALLY,WHOLE LIFE,INCOME,VEHICLE,VERSION,YOURSELF,STRATEGY,SUPPLEMENT,CASH FLOWS,GROW,QUICKLY,ONCE AGAIN,ZERO,LACK,AT THE END,IN ESSENCE,THE GOOD NEWS,HOLDING,BAD NEWS,KEEP,GOING,ENTAIL,ENOUGH,UNIVERSAL LIFE,POTENTIALLY,OF COURSE,SITUATIONS,POSSIBLE,YOU THINK,EVER,SITUATION,LAPSED,EVENT,TRIED,THANK YOU,COME ACROSS,THE CLIENT,UNDERSTAND,NO CLUE,DONT UNDERSTAND,STREAM,INSURANCE AGENT,ILLUSTRATION,AGENT,THE PRODUCT,WORK OUT,DOWN,THE ROAD,IF YOU,LOOK,ILLUSTRATIONS,HAVE TO,DRAW,ANYTHING,YOUR,ANNUITY,TIMES,SEEN,INDIVIDUALS,CIRCUMSTANCES,AFFORD,HUGE,OPPORTUNITY COST,MISSING,THE MONEY,UNDERSTOOD,WORK,ABLE,WEIGH,OPTIONS,HELPFUL,FOR SOME,GOOD,PRODUCT STRATEGY,THE ONLY,PEOPLE,HELPING,AGENTS,SELLING,COMMENT,SEEM,UNDERSTANDING,RATE OF MORTALITY,DEFINED,ACCOUNT,OPTION,MAINTAINING,INCREASING,THUS,STATEMENT,ACCURATE,POST,MICHAEL PLEASE,CLARIFY,THING,CANNOT,WRITE,COLUMN,OF 5,TAX BASIS,READ,THE VARIOUS,GAVE,CANT SEE,SHOW,FUNDS,WANT TO,VERIFY,THOUGHTS,CANT,FIND,ANSWER,THANKS TO,HELP,ANYONE,MICHAEL KITCES,REMEMBER,ADDS,TUNC,TANIN,THE ASSUMPTION,ALMOST ALL,PROBLEM,THE MARKETPLACE,NOWADAYS,RIDERS,PHANTOM,ISSUE,SOMEWHAT,LESS,COMPANIES,TYPE,RIDER,IGNORE,CREATIVE,EXCHANGE,SOLVE,AT THE END OF THE DAY,TAX SHELTER,RUNS,LIQUIDITY,FREE LUNCH,INVESTED,OFFSHORE,INVESTMENTS,ILLIQUID,REAL ESTATE,GETTING OUT,ADVISORS,DIVERSIFICATION,NORMALLY,PERSON,THE EXAMPLE,NOT BEING,THE WAY,LIKE KIND EXCHANGE,GUARANTEES,CONTINGENT,DO SOMETHING,PROTECTION,DIES,THE CONTEXT,TAX DEFERRED,WOULDNT,SHOULDNT,PACKAGED,THE SAME WAY,VARIABILITY,EXPENSE,RECIPE,PRODUCT,YOU ARE,CONFUSING,DIFFERENT THINGS,NAME,STATE,VARIANT,MINIMUM,M