INSURANCE,CODE,DIVISION 2,CLASSES,ENACTED,DISABILITY INSURANCE,CHAPTER 1,THE CONTRACT,ARTICLE 1,CALIFORNIA,COBRA,PROGRAM,ARTICLE,SHALL,CONTINUATION,BENEFITS,INTENT OF THE LEGISLATURE,ACCESS,HEALTH INSURANCE,COVERAGE,EMPLOYEES,DEPENDENTS,EMPLOYERS,ELIGIBLE,CONSOLIDATED OMNIBUS BUDGET,RECONCILIATION,ACT OF,C,FEDERAL ASSISTANCE,AVAILABLE,BENEFICIARIES,EFFECTIVELY,THE DEPARTMENT,COMMISSIONER,CONSULTATION,THE DIRECTOR,THE DEPARTMENT OF,HEALTH CARE,EMERGENCY,REGULATIONS,ACCORDANCE,CHAPTER,SECTION,DIVISION 3,THE GOVERNMENT,FINDING,THE NEED,IMMEDIATE ACTION,THE EVENT,ADOPTION,THE OFFICE,ADMINISTRATIVE LAW,NECESSARY,HARM,THE PUBLIC,PEACE,HEALTH SAFETY,GENERAL WELFARE,SUBDIVISION,SIMILAR,THE HEALTH AND SAFETY,CH 3,EFFECTIVE,MAY 12,MEANS,EXTENDED COVERAGE,THE GROUP,BENEFIT,PLAN,EMPLOYEE,DEPENDENT,THE CASE,TERMINATION,EMPLOYER,OPEN,ENROLLMENT,PERIOD,THE EMPLOYER,GROUP,MEANING,HEALTH BENEFIT,DEFINED,GROUP POLICIES,VISION,DENTAL,CHAPTER 8,BENEFICIARY,ON THE DAY BEFORE,QUALIFYING EVENT,DISABILITY,PREMIUM,ASSISTANCE,ARRA,PARAGRAPH,INVOLUNTARY TERMINATION OF,EMPLOYMENT,THE DEFINITION OF,FORTH,TITLE 29 OF THE UNITED STATES,RULES,LAW,TITLE III,DIVISION,THE FEDERAL,AMERICAN RECOVERY,AMENDMENT,FEDERAL LAW,FEDERAL,EVENTS,THE ELECTION,LOSS,DEATH,TERMINATION OF EMPLOYMENT,REDUCTION,HOURS,EXCEPT,GROSS MISCONDUCT,THE DIVORCE,LEGAL SEPARATION,SPOUSE,THE LOSS,STATUS,WITH RESPECT TO,ENTITLEMENT,XVIII,THE UNITED STATES,SOCIAL SECURITY ACT,MEDICARE,EMPLOYED,PERCENT,ITS WORKING,DAYS,CALENDAR YEAR,IN BUSINESS,CALENDAR,QUARTER,SUBJECT TO,INTERNAL REVENUE CODE,THE EMPLOYEE,RETIREMENT,INCOME,SECURITY,29 U S C,CORE,HOSPITAL,MEDICAL,SURGICAL,IMMEDIATELY,PRIOR,CARE,JUNE 3,REQUIREMENTS,DO NOT,APPLY,INDIVIDUALS,ENTITLED,SELF INSURED,WELFARE BENEFIT,IMPOSE,PREEXISTING CONDITION,CONVERSION,OPTION,THE PUBLIC HEALTH SERVICE,42 U S C,FAIL,MEET,NOTIFICATION,ELECTION,TIME LIMITS,AMOUNT,TERMS AND CONDITIONS OF,POLICY,CONTRACT,SATISFY,POLICIES,CONTRACTS,WITHOUT EVIDENCE,INSURABILITY,ABLE,CONTINUE,HIS OR HER,TERMS AND CONDITIONS,SITUATED,PLAN B,WHOSE,TERMINATED,TERMINATION DATE,OR 2,ACTIVE,THE BALANCE,PREVIOUS,HEALTH CARE SERVICE,ABILITY,ELECT,CHILD,THE REMAINDER,THE CHILD,30 DAYS,CHILDS,BIRTH,PLACEMENT,WHICHEVER,COMES,SUBSEQUENTLY,UNLESS,JULY 6,INSURERS,EVIDENCE,PLANS,AFTER JANUARY,DISCLOSE,SECTION B,DISCLOSURE,STATE,CONDITION,NOTIFY,WRITING,PERFORM,ADMINISTRATIVE SERVICES,PARAGRAPHS,DATE,INFORM,FAILURE,WISHES,MUST,REQUEST,WRITTEN,FIRST CLASS MAIL,DELIVERY,PERSONAL,EXPRESS,MAIL,PRIVATE COURIER,COMPANY,THE PLAN,OF 1,TERMINATE,REASON,SENT,NOTICE,PAYMENT,CERTIFIED MAIL,45 DAYS,ORDER,TO BE CONTINUED,EQUAL,SUFFICIENT,THE 45,DESCRIBE,THE NEW GROUP,PLAN D,AUGUST 1,ORDINARY COURSE OF BUSINESS,PROVISION,NOTICES,PURCHASES,STATE LAW,INFORMATION,JULY 1,PLEASE,EXAMINE,YOUR,OPTIONS,DECLINING,SHOULD,AWARE,COMPANIES,SELLING,INDIVIDUAL HEALTH INSURANCE,REVIEW,MEDICAL HISTORY,HIGHER,YOU COULD BE,DENIED,JANUARY 1,TO THE END,NEW GROUP,AGENT,BROKER,REPRESENTATIVE,POSSESSION,ADMINISTER,NOTWITHSTANDING,THE SUCCESSOR,ADMINISTRATOR,CONSISTENT,LAST KNOWN ADDRESS,COLLECTING,FORWARDING,SUBDIVISIONS,CONSTRUED,PERMIT,ISSUANCE,RENEWAL,14 DAYS,THE 180,ENDING,REQUIREMENT,AVAILABILITY,CLEAR,LANGUAGE,CHANGES,OPPORTUNITY,SUBSIDY,PERSON,SEPTEMBER 1,THE LAST,TOLL FREE TELEPHONE NUMBER,DESCRIPTION,ADVISE,CONTACT,DURATION,STATEMENT,REJECTED,DISCONTINUED,THE RIGHT,WITHDRAW,REJECTION,READS,IF YOU,READING,UNDERSTANDING,NAME,INSERT,TELEPHONE NUMBER,MAY 26,SEVEN,BUSINESS DAYS,MAY 13,PERIOD OF TIME,NOTHING,AMEND,EXISTING,ENACTMENT,ASSEMBLY BILL,REGULAR,SESSION,THE ACT,SECOND YEAR,PREVIOUSLY,EFFECTIVE DATE,ADDING,BEGINNING,CALCULATING,BREAK IN,DETERMINING,WHETHER,FEBRUARY 16,FIRST DAY,THE MONTH,FEBRUARY 17,PAYS,SPECIAL ELECTION,AS OF,FIRST PERIOD,DETERMINED,FOR ANY,HEALTH INSURER,GIVE,SEND,CONTRACTING WITH,MARCH 2,GROUP HEALTH,CARE SERVICE,SPECIAL,HEALTH,RIGHTS,PAID,GOVERNMENT,ADDRESS,FORMAT,SUBMITTING,THE INFORMATION,TELEPHONE,ELECTRONIC MAIL,RECEIPT,CONTACTS,EXPERIENCED,APPLICATION,DETERMINE,QUALIFY,APPEAL,PUBLICLY,ACCESSIBLE,INTERNET,WEB SITE,LINKING,CONSUMERS,THE INTERNET,DEPARTMENT OF,LABOR,THE WEB,FREQUENTLY ASKED QUESTIONS,MARCH 1,REIMBURSEMENT,COMPLIANCE,THE ABSENCE,GUIDANCE,THE INTERNAL REVENUE SERVICE,CENTERS FOR MEDICARE,MEDICAID,VERIFICATION,REQUESTS,FACSIMILE,CALENDAR DAYS,DOCUMENT,REASONABLE,TIMELY,DOCUMENTS,LEGALLY,CANNOT,VERIFY,DOCUMENTATION,DENIAL,LETTER,RIGHT TO APPEAL,INTENTIONALLY,DELAY,DUE DATE,MONTHLY,BASIS,RATE,DISABLED,GREATER THAN,18 MONTHS,CASE,CHARGE,RISK,MONTHS,THE END,PAYMENTS,CEASES,REINSTATEMENT,GOVERNED,OR 5,LONGER,PROVISIONS,SOCIAL SECURITY,THE ORIGINAL,MONTH,BEGINS,SUCCESSOR,MOVES,SERVICE AREA,COMMITS,FRAUD,DECEPTION,THE AMENDMENTS,BEGIN,EXHAUSTED,THE OPPORTUNITY,UP TO,LESS THAN,TERMS,LIMITATIONS,PENDING,TITLE 26 OF THE UNITED STATES,TITLE 42 OF THE UNITED STATES,ACCIDENT,DISEASE,INDEMNITY,CHAMPUS,SUPPLEMENT,LONG TERM CARE,MEDICARE SUPPLEMENT,INSURANCE POLICIES,