UPMIFA,YEARS LATER,DIRECTOR,TO DO,BUSINESS LAW,SECTION,ADVERTISEMENT,FOLLOW,JOIN,SHOP,CALENDAR,MEMBER,DIRECTORY,MEMBERSHIP,RENEW,YOUR,SPECIALTY,DUES,INSURANCE,BENEFITS,DISCOUNTS,OFFERS,LEADERSHIP,CENTERS,COMMITTEES,DEPARTMENTS,OFFICES,DIVISIONS,TASK FORCE,VIEW,DIVERSITY,INCLUSION,COMMISSION,PORTAL,ADVOCACY,POLICY,GOVERNMENTAL,LEGISLATIVE,WORK,AMICUS CURIAE BRIEFS,INITIATIVES,RULE OF LAW,INITIATIVE,COMMISSION ON,HISPANIC,LEGAL RIGHTS,RESOURCES,LAWYERS,LEGAL,CAREER,CENTRAL,ETHICS,MODEL RULES OF PROFESSIONAL,BOOKS,RELATED,SOLO,FIRM,LEGAL PROFESSION,STATISTICS,BLUEPRINT,CYBER,ALERTS,PUBLISHING,PERIODICALS,ABA JOURNAL,PRICING,LIBRARIES,BOOK,TOPIC,WEBINARS,IN PERSON,EVENTS,ON DEMAND,FAQS,FREE,VALUE,PASS,IN THE CITY,MEDIA,CREDENTIALS,CONTACT,MEDIA RELATIONS,REPORTER,STORIES,NEWS RELEASES,MULTIMEDIA,ABOUT US,MISSION,TIMELINE,CAREERS,GOVERNANCE,POLICIES,REQUESTS,PROPOSAL,FINANCIAL REPORTS,ORGANIZATIONS,CHARITIES,DONATE,ABA ABA,ONLINE,BUSINESS,STANDARDS,DROP,PREVENT,PUBLICATIONS,TODAY,CYNTHIA,ROWLAND,AUTHORS,PARTNER,COBLENTZ,PATCH,DUFFY,BASS,IN SAN FRANCISCO,MAIL,THANK,ANDREA,RUBIN,MLIS,ARTICLE,RESPONSIBILITY FOR,THE NATIONAL CONFERENCE OF,COMMISSIONERS,UNIFORM,STATE,LAWS,NCCUSL,UNIFORM PRUDENT MANAGEMENT OF,INSTITUTIONAL,FUNDS,PREDICTED,THE FINANCIAL,WORLD,SEEM,NONPROFIT,BOARD,STOCK MARKET CRASH,COLLAPSE,MORTGAGE BACKED SECURITIES,THE DISCOVERY OF,BERNARD,PONZI SCHEME,MANAGERS,CHARITABLE TRUSTS,CONTEND,INVESTMENT,ENVIRONMENT,WARPED,ILLUSIONS,FRAUD,GREED,CONGRESSIONAL,SCRUTINY,NONPROFITS,SENATOR GRASSLEY,OBAMA,PUBLIC INSTITUTION,TRANSPARENCY,COLOR,THE CURRENT,FINANCIAL,CULTURE,FIND,THEMSELVES,ADDING,FINE,PICKLE,THESE DAYS,ASSETS,DEMAND,GRANTS,LAW,DRAFTING,COMMITTEE,HARD,IMPROVE,MANAGEMENT,ENDOWMENT FUND,RULES,INDEED,ACCOUNT,FACTS,CIRCUMSTANCES,SPENDING,EXPENSE MANAGEMENT,DELEGATION,THE BUSINESS,LAWYER,SHOULD,KNOWLEDGEABLE,CHANGES,THE LAW,PARTICULARLY,PERILOUS,INVESTMENT MANAGEMENT,THE RULES,DO NOT,THE DISTRICT OF COLUMBIA,BEGINNING,BRIGHT LINE,HISTORIC,DOLLAR,FLOOR,INVASION,PRINCIPAL,THE FACTS,ADDITION,PRESUMPTION OF,IMPRUDENCE,RATES,IN EXCESS,OF 7,PERCENT,THE POTENTIAL,CONSEQUENCES,GETTING IT,WRONG,VOLUNTEER,LOOKING,EXIT,REPLACE,IN LIGHT,PRUDENT INVESTMENT,ECONOMIC,REALITY,RELEVANT,OBSERVATIONS,APPROACH,DECISIONS,THAT FACE,UNIFORMITY,GOAL,BIT,VARIATIONS,THE THEME,TABLE,SHOWS,EFFECTIVE DATE,WHETHER,INTERESTING,DISCUSSED,LENGTH,NEW RULES,SELF,MODIFICATION,HELPFUL,DETAILS,NICE,HISTORY OF,WEBSITE,CORPORATE LAW,GENERALLY,APPLY,DIRECTORS DUTIES,GOVERNING,INVESTED,CHARITABLE INSTITUTION,SUBJECT TO,INSTRUCTION,THE ASSETS,ONE YEAR,THUS,QUASI,ENDOWMENTS,DESIGNATED,RAINY,SET ASIDE,TERM OF YEARS,DURATION,INVESTING,FUND,INTENT,GIFT,INSTRUMENT,MUST,INSTITUTION,GENERAL,CONDITIONS,THE POSSIBLE,INFLATION,DEFLATION,TAX,INVESTMENT DECISIONS,STRATEGIES,THE ROLE,COURSE,ACTION,OVERALL,INVESTMENT PORTFOLIO,TOTAL RETURN,INCOME,APPRECIATION,INVESTMENTS,NEEDS,PRESERVE,CAPITAL,SPECIAL,RELATION,FUND MANAGEMENT,ISOLATION,DECISION,ARE TO,CONSIDER,THE CONTEXT,INVESTMENT STRATEGY,STRATEGY,RISK,RETURN,SUITED,UNLESS,DETERMINE,SPECIAL CIRCUMSTANCES,DIVERSIFICATION,INVEST,KIND,PROPERTY,TYPE,DELEGATE,EXTERNAL,AGENT,GOOD FAITH,THE SCOPE,TERMS,REVIEW,AGENTS,THE LAST,RELY,RECOMMENDATIONS,PROFESSIONAL,MONEY MANAGERS,STATUTES,AUTHORIZE,ADVICE,WHOSE,FEEL,COMFORTABLE,ADVISORS,FEW AND FAR BETWEEN,FORTH,RATE,BE FINE,PREMISE,SUM OF,CONTRIBUTIONS,RESTRICTED,AMOUNT,NEVER BE,SPENT,FACTOR,PURCHASING POWER,THE ORIGINAL,CONTRIBUTION,NEVER,INVADED,FLEXIBILITY,BOUNDARIES,THE GIFT,SPEND,SO MUCH,DETERMINES,USES,OF COURSE,PARTICULAR,FORMULA,DETERMINING,WITH RESPECT TO,ALTER,ACTING IN,PRUDENT PERSON,STANDARD,PRESERVATION,INVESTMENT POLICY,BIG IDEA,BEHIND,REVISION,WAS TO,PROMOTE,AKIN,ANOTHER WAY,THE FLIP,LONG TERM,SERVE,PURPOSE,COMMENTS,EFFECTIVELY,RULE,LITTLE,INCENTIVE,MAXIMIZE,GOOD,PRACTICE,BEEN TO,MODEST,EXPENDITURES,MAINTAINING,EVEN THOUGH,ABOVE,PRUDENCE,LEAD,DEPLETION,ENCOURAGE,SHORT TERM,IN TIMES,ECONOMIC DOWNTURN,STRENGTH,ACCUMULATION,RATHER,INVESTMENT RETURN,EMPHASIS,ARTICULATE,THE CASE,DECLINE,SEEN,THE LAST YEAR,SERVICES INDUSTRY,DEVELOPED,QUANTITATIVE,ILLUSTRATE,DECADES,ALWAYS,FOOTNOTE,THE IDEA,PAST PERFORMANCE,RESULTS,IN THE FUTURE,PROGRAM,EASY,ASSIST,DEFENSIBLE,PROFESSIONALS,ADVISE,ASSET,FACTORS,FOCUS,EVALUATION OF,CAUSED,FUNDING,STOP AND GO,FACT,GREATEST,PHASE,ECONOMIC CYCLE,DRAMATICALLY,EARNINGS,GUIDANCE,DILEMMA,CLEAR,STATES ATTORNEY,ENFORCE,THE PUBLIC,PROBLEM,ACUTE,PRESS,NINE,PRESUMPTION,PERCENTAGE,REBUTTABLE PRESUMPTION,APPROPRIATION,YEAR OF,GREATER THAN,FAIR MARKET VALUE,CALCULATED,BASIS,MARKET VALUE,DETERMINED,QUARTERLY,AVERAGED,PERIOD,LESS THAN THREE,IMMEDIATELY,THE YEAR,CREATES,FOR ANY,LESS THAN OR EQUAL TO,PRACTICAL,DISCUSSIONS,DECISION MAKING,AMBIGUITY,DISCUSSION,CHARITY,THE FREQUENCY,VALUATION,BINDING,EXAMPLE,VALUES,THE QUARTERLY,CALCULATING,CHOICES,SMOOTHING,CANNOT,LESS THAN,ARISE,EXCEED,MONTHLY,FIVE YEARS,LOOK,LAST,AMEND,LONGER,DATES,DATA,HIGHER,STATUTE,DESIRED,THE CEILING,THE WELL,WANT TO,CHANGE,ON THE OTHER HAND,ARTICULATED,PERIODS,DEFAULT,EVENT,PR