THE RECORD,NEWSLETTER,MANAGEMENT,INSTITUTIONAL,FUNDS,TAX,PLANNING,IN UNCERTAIN TIMES,CALIFORNIA,LEGISLATIVE,PLUG,ESTATE,THE ALTERNATIVE,MINIMUM,HYPE,REALLY,NEED TO KNOW,THE BUSH,VALUES,STATE,LOCAL,UPDATE,DAVID,BENZ,KIMBERLY,JASON,JULIA,ROBERT,KIES,NICHOLAS,ADAM LEVY,LUCKENBACH,RALPH,BRIAN,WYLIE,FORWARD,FRIEND,THE PAST,NONPROFIT,CHARITABLE ORGANIZATIONS,MULTITUDE,ECONOMIC,CHALLENGES,ENDOWMENTS,HARD,ECONOMIC DOWNTURN,SEEN,DECREASE,DONATIONS,AVAILABLE,PRESSURE,SPENDING,POLICY,NUMBER,INVESTMENT,SCANDALS,COST,EVENTS,SCRUTINY,BOARDS,OVERSIGHT,THE CASE,TIMES,UNCERTAINTY,CHALLENGE,NEW RULES,REGULATIONS,CLARITY,DIRECTION,UNIFORM PRUDENT MANAGEMENT OF,UPMIFA,GUIDANCE,POLICIES,THE MERGER,LAWS,UNIFORM,UNIFORM PRUDENT INVESTOR ACT,SEPTEMBER 17,NEW YORK,FORTY SEVENTH STATE,PASS,LEGISLATION,UNIQUE,INTERPRETATION,REQUIREMENTS,APPLY,PRIVATE FOUNDATIONS,EXCEPTION,ORGANIZED,CHARITABLE TRUSTS,TRUSTEES,FALL,EXIST,PERPETUITY,BOARD,STRUCTURED,FAMILIAR,THE KEY,PROVISIONS,DELEGATION,INVESTMENT MANAGEMENT,AUTHORITY,DEFINES,STANDARD OF CARE,FACTORS,CONSIDER,INVESTMENT DECISIONS,HISTORICAL,DOLLAR,VALUE,GUIDELINES,ASSETS,AMOUNT,ORGANIZATION,SOPHISTICATED,COMMITTEE,PROCEDURAL,PRUDENCE,AGENT,GOOD FAITH,THE SCOPE,TERMS,PROGRESS,TOWARD,ADHERENCE,INVESTMENT POLICY,THE RULES,GOVERNING,INVESTMENTS,THE STANDARD,CARE,MADE IN,PRUDENT PERSON,POSITION,EXERCISE,SIMILAR,CIRCUMSTANCES,DISTRIBUTION REQUIREMENTS,FUND,INSTITUTION,INCLUSION,CHANGE,ELIMINATION,PREVIOUSLY,APPRECIATION,SPENT,HAD TO,LAW,LONGER,LIMITED,ABILITY,SPEND,UNDERWATER,THE MARKET,RECENT,CRITICAL,BENEFICIAL,AUTHORIZE,PRINCIPAL,ENDOWMENT FUND,USES,BENEFITS,PURPOSE,DURATION,CAVEAT,PUTS,LIMIT,CONTROLS,APPROACH,RECOGNIZING,OUTDATED,WASTEFUL,OR AT,RULES,EFFECTIVE METHOD,SIMPLY,SEEK,PERMISSION,REMOVE,MODIFICATION,CONSISTENT,THE GIFT,INTEREST,CLOSE,POSSIBLE,THE ORIGINAL,DONOR INTENT,ATTEMPTS,WORK,FAIL,LEGAL ACTION,PETITION,COURTS,FULLY,RELEASE,RESTRICTION,FOR ANY,DEVELOP,THOUGHT,PROMOTE,TOTAL RETURN,INVESTORS,COMPONENTS,ARE TO,INVEST,RATE OF RETURN,PRESERVE,PURCHASING POWER,LONG TERM,RATES,INTENTIONS,GREATER,FLEXIBILITY,RHODE ISLAND,REBUTTABLE PRESUMPTION,IMPRUDENCE,IN EXCESS,OF 7,DETERMINING,WHETHER,PRESERVATION,GENERAL,CONDITIONS,THE POSSIBLE,INFLATION,DEFLATION,INCOME,RESOURCES,DRIVE,INVESTMENT DECISION,MARKET,REALITIES,MAXIMIZING,RETURNS,DESIRED,CASH FLOW,LIQUIDITY,NEEDS,NONPROFITS,STRONG,IN PLACE,PERFORM,REVIEWS,THE CURRENT,ADVISORY BOARDS,COMMITTEES,DEALING,MUST,FIDUCIARY STANDARD,FORTH,MEASURED,PROCESS,SHOULD,THE STANDARDS,TRUST,SPECIFIC RISK,RETURN POLICY,THE ENTITY,PREPARE,INVESTMENT POLICY STATEMENT,EXPERTS,MONEY MANAGERS,CONSULTANTS,DOCUMENT,DUE DILIGENCE,PROCESS CONTROL,ACCOUNT,FULL,TRANSPARENCY,MONITOR,CONFLICTS OF INTEREST,TRANSACTIONS,BALTIMORE,BOSTON,CHICAGO,GREENWICH,HARRISBURG,LOS ANGELES,NEW JERSEY,NEW YORK CITY,PALO ALTO,PHILADELPHIA,SAN FRANCISCO,SEATTLE WASHINGTON,C,WEST,PALM BEACH,STREET,SUITE,SAN FRANCISCO CA,PRIVACY POLICY,TERMS CONDITIONS,DISCLAIMER,