COMMERCIAL CODE,DIVISION 4,BANK DEPOSITS,ENACTED,CHAPTER,COLLECTION,DEPOSITARY,COLLECTING,BANKS,UNLESS,CONTRARY,INTENT,APPEARS,SETTLEMENT,BANK,ITEM,WITH RESPECT TO,THE ITEM,AGENT,SUBAGENT,THE OWNER,PROVISION,OF THE FORM,INDORSEMENT,LACK,EVEN THOUGH,CREDIT,SUBJECT TO,IMMEDIATE WITHDRAWAL,AS OF,RIGHT,IN FACT,CONTINUANCE,OWNERSHIP,RIGHTS,RECOUPMENT,HANDLED,PRESENTMENT,PAYMENT,RETURN,RELEVANT,PROVISIONS,DIVISION,APPLY,ACTION,PARTIES,PARTICULAR,THE WORDS,THE LIKE,ACQUIRE,HOLDER,CUSTOMER,COLLECTION 2,PERSON,EFFECTIVE,JANUARY 1,SHALL,EXERCISE,ORDINARY CARE,PRESENTING,NOTICE,DISHONOR,RETURNING,DOCUMENTARY,DRAFT,THE BANKS,LEARNING,PAID,ACCEPTED,THE CASE,BE 3,SETTLING,LOSS,DELAY,TRANSIT,REASONABLE TIME,DISCOVERY,EXERCISES,SUBDIVISION,TAKING,PROPER ACTION,MIDNIGHT,DEADLINE,RECEIPT,LONGER,THE BURDEN,TIMELINESS,C,PARAGRAPH,INSOLVENCY,NEGLECT,MISCONDUCT,MISTAKE,DEFAULT,DESTRUCTION,THE POSSESSION,DIVISION 3,SECTION,CONVERSION,INSTRUMENTS,RESTRICTIVE,GIVE,AFFECT,PRIOR,FOR ANY,TAKEN,ACCORDANCE,AGREEMENT,SEND,PROMPT,METHOD,CONSIDERATION,NATURE,NUMBER,HAND,THE COST,INVOLVED,THE METHOD,GENERALLY,PRESENT,AUTHORIZED,FEDERAL RESERVE,REGULATION,CLEARING HOUSE,RULE,DEPOSITARY BANK,DELIVERY,WHETHER,THE OTHER,REQUIREMENTS,SECTION 330,HOLDER IN DUE COURSE,THE DRAWER,AMOUNT,CUSTOMERS,ACCOUNT,SUFFICIENT,TRANSFER,ENTITLED,ENFORCE,SIGNATURES,AUTHENTIC,ALTERED,DEFENSE,CLAIM,PARTY,PROCEEDING,THE MAKER,ACCEPTOR,DEMAND DRAFT,CREATION,TERMS,ON ITS FACE,IDENTIFIED,DRAWER,DISHONORED,OR 2,THE TRANSFER,OBLIGATION,TAKES,GOOD FAITH,CANNOT,DISCLAIM,RECOURSE,LIABILITY,WHOM,RECOVER,DAMAGES,BREACH OF WARRANTY,EQUAL TO,THE LOSS,SUFFERED,THE BREACH,PLUS,INTEREST,30 DAYS,CLAIMANT,REASON,IDENTITY,EXTENT,CAUSED,THE DELAY,THE CLAIM,CAUSE OF ACTION,WARRANTY,CONFLICT OF LAW,RULES,PRESENTED,ACCEPTANCE,PAYS,THE DRAFT,PREVIOUS,WARRANT,BEHALF,SIGNATURE,LESS,ADDITION,COMPENSATION,THE RIGHT,FAILURE,ALTERATION,PROVING,ASSERTING,SUBDIVISIONS,CHECK,INFORMATION,ISSUE,THE INFORMATION,ENCODED,RETAIN,AGREEMENT FOR,ELECTRONIC PRESENTMENT,RETENTION,THE AGREEMENT,SECURITY INTEREST,ACCOMPANYING,DOCUMENTS,CASE,AVAILABLE,WITHDRAWAL,DRAWN,CHARGEBACK,ADVANCE,ONE TIME,REMAINS,PURPOSE,CREDITS,REALIZATION,GIVE UP,POSSESSION,CONTROL,NO SECURITY,NECESSARY,ENFORCEABLE,FILING,PERFECT,PRIORITY,PERFECTED,SECURITY INTERESTS,DETERMINING,STATUS,VALUE,SECTION 420,PAYABLE,OR AT,THE PARTY,ACCEPT,WRITTEN,HOLDS,SENT,IN TIME,THE DAY,MEET,REQUIREMENT,CLOSE,BANKING,KNOWS,REQUEST,COMPLIANCE,CLOSE OF BUSINESS,THE DAY AFTER,MATURITY,DEMAND,THE THIRD,CHARGE,THE FACTS,THE MEDIUM,REGULATIONS,THE ABSENCE,PRESCRIPTION,CASH,FEDERAL RESERVE BANK OF,TENDER,CASHIERS CHECK,FEDERAL RESERVE BANK,DEBIT,AUTHORITY,THE AUTHORITY,FUNDS,THE TENDER,MEDIUM,FIXED,PRESENTS,FORWARDS,FINALLY,FORWARD,THE MIDNIGHT,SUSPENSION,PAYMENTS,REVOKE,THE SETTLEMENT,CHARGE BACK,NOT IT,ABLE,LEARNS,RETURNS,NOTIFICATION,THE RETURN,DELAYED,BEYOND,TERMINATE,GOVERNING,RETURN OF,BOOKS,DOLLARS,THE EQUIVALENT,FOREIGN,MONEY,THE DOLLAR,CALCULATED,BASIS,SPOT RATE,IN ORDINARY,COURSE,DONE,SETTLED,STATUTE,FAILED,MANNER,BANKS OR,SERIATIM,FINAL PAYMENT,ACCOUNTABLE,APPLICABLE LAW,AVAILABILITY,THAT TIME,THE OPENING,DEPOSIT,DEPOSITOR,AT THE OPENING,IN OR,COMES,RECEIVER,TRUSTEE,IN CHARGE,CLOSED,PREVENT,BECOMING,FINALITY,THE LAPSE,CERTAIN,THE HAPPENING,EVENTS,