OFFICE,SAFE,SKIP,CONTENT,ARAG,LEGAL INSURANCE,SEARCH,LOG IN,MEMBER,EMPLOYER,ATTORNEY,LEGAL,NEEDS,QUIZ,ESTIMATOR,COVERAGE,SUPPORT,CONTACT,FIND,PLAN,TROUBLE,THE LAW,MINUTE,READ,SHARES,LOVE A LITTLE,FRIENDLY,COMPETITION,THE OFFICE,COMES,MADNESS,SPORTING EVENTS,YOU KNOW,BREAKING THE LAW,SPORTS BETTING,NUMBERS GAME,THE AMERICAN,ASSOCIATION,AMERICANS,FILL,BRACKETS,BILLION,WINNING,ENTRY,NCAA,TOURNAMENT,ENJOY,COMPETING,GOES,LIKE WHAT,JACKPOT,LOTTERY,NUMBERS,WHETHER,YOUR,OFFICE POOL,DECISIONS,TEAM,ANALYSIS,IN DEPTH,PLAYER,STATISTICS,ECCENTRIC,COLLEGE,TEAM NICKNAME,PICK,THE TEAMS,YOU THINK,MAKE IT,ALL THE WAY,THE CHAMPIONSHIP,GAME,KNOCKED OUT,THE RUNNING,ITAS,DANCE,COUNT,ILLEGAL GAMBLING,GAMBLING LAWS,MILLIONS,BETS,NCAA BRACKETS,THE JURY,PERCENTAGE,THOSE PEOPLE,ACTUALLY,ARRESTED,FINED,IF YOU,CREATE,TOURNAMENT BRACKET,SPORTING EVENT,YOU COULD BE,FEDERAL STATE,LOCAL,LAWS,WORKPLACE,GAMBLING,KIND,STATE,COMMON,VIOLATION,FEDERAL LAW,THE VIOLATION OF,THE PROFESSIONAL,AMATEUR SPORTS PROTECTION ACT,PASPA,SPORTS GAMBLING,EXCEPT,DELAWARE,MONTANA,NEVADA,OREGON,EXEMPTION,ADDITION,STATE LOTTERIES,HORSE RACING,RECREATIONAL,BETTING,UP TO,CERTAIN,DOLLAR,AMOUNT,THE ORGANIZER,CUT,THE MONEY,SOCIAL,MUST,INTEREST,OUTSIDE,ISSUE,PEOPLE,MULTIPLE,WAGERING,MONEY,BEHAVIORS,DRAW,SCRUTINY,REGULATORS,GREATER,RISK,PROSECUTION,PROSECUTED,CURRENT,INDIVIDUALS,COLLECTING,PRIZE MONEY,SEEM,BE IN,DANGEROUS,POSITION,CONSIDER,POTENTIAL,THE PLUNGE,BETTING POOL,REVIEW,POLICIES,SURE,SUFFER,ADVERSE,EMPLOYMENT,CONSEQUENCES,EXAMPLE,PROTECT,ITSELF,LIABILITY,EMPLOYEES,THE NCAA,BASKETBALL TOURNAMENT,GETTING IN,HUMAN RESOURCES,SHOULD,YOURSELF,BOOST,MORALE,COMPANIES,NUMBER,LEGITIMATE,THEREFORE,POTENTIALLY,SUBJECT,THE EMPLOYER,LEGAL ACTION,PRODUCTIVITY,EMPLOYEE MORALE,LEAD,DROP IN,WORKER,COMPANY,RESOURCES,WORKPLACES,GENERALLY,FROWN,WORK,SPORTS,POPULAR,PASTIME,EVERYONE,CAUSE,FEEL,UNCOMFORTABLE,FILE,COMPLAINTS,PARTICULARLY,ORGANIZE,POLICY,GUIDELINES,HELP,DETERMINE,TYPE,HOW TO,LIMITS,EQUIPMENT,CANNOT,BE USED TO,ENGAGE,ACTIVITY,COMPLAINT,REPORTING,PROCEDURE,DISCIPLINE,POLICY REVIEW,REDUCE,CONSULT,BOSS,DEPARTMENT,BASKETBALL,BRACKET,ALTERNATIVE,LIMIT,CONVERSATIONS,WORK HOURS,LUNCH,GET IN,ENTER,SPORTS TOURNAMENT,PROBABLY,UNLESS,THE OTHER,POOL,AWARE,OKAY,WITH YOU,DEVIOUS,CAUGHT YOU,YOUR COMPANY,CLEAR,RULES,WANT TO,BE CAREFUL,THE METHOD,HANDLED,DONAT,KEEP,SPEND,RELATED,MINIMUM,THE CLOCK,ALTERNATIVES,SPONSOR,EVENT,THE WINNER,GETS,WORTH,BRAGGING RIGHTS,PIZZA,PARTY,DONATION,CHARITY,CHOICE,THE LEARNING CENTER,LEARNING,TOPICS,VIEW,GLOSSARY,DEFINITIONS,LEGAL TERMS,FRESHMAN,FANTASY SPORTS,ONLINE BETTING,PLAY IT,TAILGATE,CAREERS,NEWSROOM,CAN WE,WEBSITE,BETTER FOR YOU,TELL,FACEBOOK,TWITTER,LINKEDIN,GOOGLE,PINTEREST,YOUTUBE,PRIVACY POLICY,TERMS OF USE,SITE MAP,TRADEMARKS,NORTH AMERICA,LIMITATIONS,APPLY,INSURANCE,UNDERWRITTEN,INSURANCE COMPANY,DES MOINES IOWA,MUTUAL INSURANCE COMPANY,WEST DES MOINES IOWA,SPECIALTY,SERVICE,MATERIAL,CONTRACT,TERMS,BENEFITS,IDENTITY THEFT,GOVERNED,DOCUMENT,PHOTOGRAPHS,FICTIONAL,CUSTOMERS,PAID,ACTORS,PUBLICATIONS,ENSURE,ACCURACY,LEGAL ADVICE,SITUATIONS,DISCUSSED,EXPERT,LAWYER,THIRD PARTY,LINKS,YOU ARE,INFORMATION,TO YOU,OPINIONS,LEGALITY,THE INFORMATION,FOR ANY,COSTS,SITE,