FINANCIAL,CODE,DIVISION 1,BANKING,CHAPTER 8,BANK HOLDING,COMPANIES,BANK HOLDING COMPANY,MEANS,PERSON,COMPANY,CONTROLS,HOLDS,POWER,VOTE,PERCENT,OUTSTANDING STOCK,DOMESTIC,BANK,OR 10,SHARES,PROXY,NATIONAL BANK,IN CALIFORNIA,MANNER,WHETHER,THE HOLDING,THE ELECTION,MAJORITY,COMMISSIONER,DETERMINES,REASONABLE,NOTICE,OPPORTUNITY,HEARING,EXERCISES,EXERCISE,INFLUENCE,MANAGEMENT,POLICIES,VIRTUE,CHAPTER,C,TRUST COMPANY,COMMON CONTROL,TITLE INSURANCE,EFFECTIVE,JANUARY 1,FOREIGN CORPORATION,VOTING TRUST,BUSINESS,TRUST,LIMITED PARTNERSHIP,PARTNERSHIP,FUND,JOINT STOCK COMPANY,ASSOCIATION,SYNDICATE,ORGANIZED GROUP,PERSONS,SIMILAR,ORGANIZATION,GROUP,WITH RESPECT TO,WHOSE,VOTING,SECURITIES,OWNED,HOLDING COMPANY,TRUSTEES,BENEFIT,STOCKHOLDERS,SHAREHOLDERS,LEGAL,BENEFICIAL OWNERSHIP,FROM TIME TO TIME,OATH,REPORTS,MATTERS,DEEM,NECESSARY,RELEVANT,JURISDICTION,DIVISION,SHALL,SUBJECT TO,PURPOSE,HIS OR HER,INDEPENDENT,PUBLIC ACCOUNTANTS,LIEU,ACCEPT,FEDERAL AGENCY,AGENCY,STATE,STATE OF THE UNITED STATES,EXAMINE,CONJUNCTION,COMMISSIONERS,DAYS,RECEIPT,STATEMENT,TWO HUNDRED DOLLARS,FOR EACH,EXAMINER,ENGAGED,PLUS,THE EVENT,FOR ANY,TRAVEL,OUTSIDE,TRAVEL EXPENSES,THE EXAMINER,THE INDEPENDENT,COOPERATION,INSURANCE COMMISSIONER,RULES,REGULATIONS,INSPECTION,AUTHORIZED,CONDUCTED,PROVISIONS,ARTICLE,SECTION,INSURANCE,NOTHING,CONSTRUED,AUTHORIZE,CONTRARY,FEDERAL LAW,THE AUTHORITY,CALIFORNIA CONSTITUTION,RATES,INTEREST,APPLY,LOANS,ARRANGED BY,SUBSIDIARY,TERMS,MEAN,DEFINED,TITLE 12 OF THE UNITED STATES,CREATES,CLASS,THE CONSTITUTION,LAW,THE BUSINESS,LAWS,GOVERNING,