FINANCIAL,CODE,DIVISION 2,SAVINGS ASSOCIATION,LAW,CHAPTER,CORPORATE,ORGANIZATION,CHANGES,ARTICLE,ISSUANCE,STOCK,ASSOCIATION,MAY ISSUE,SHARES,COMMON STOCK,PREFERRED STOCK,PAR VALUE,COMMON,DIVIDED,CLASSES,SERIES B,SHARES OUTSTANDING,AS OF,EFFECTIVE DATE,SECTION,CONTINUE,ISSUE,SAVINGS ACCOUNTS,SHALL,RIGHTS,COMMISSIONER,AMEND,ARTICLES OF INCORPORATION,AUTHORIZE,AMENDMENT,BYLAWS,THE FIRST TIME,THE VOTE,WRITTEN,ASSENT,MAJORITY,TOTAL,VOTES,EXCEPT,BOARD OF DIRECTORS OF,FINDS,EXIST,THE APPOINTMENT,CONSERVATOR,THE ASSOCIATION,SUBDIVISION,PROVISIONS,WITH RESPECT TO,THE SURPLUS,CASE,RETAINED,ACCORDANCE,C,EXISTENCE,AMENDS,CONTINUATION,LEGISLATURE,TITLE 12 OF THE CODE OF,FEDERAL REGULATIONS,FORTH,THE LAW OF,STATE,CONTINUITY,THE ORIGINAL,ADOPTION,EFFECTIVE,SEPTEMBER 26,CAPITAL STOCK,REQUIREMENTS,STOCK DIVIDEND,STOCK SPLIT,REVERSE STOCK SPLIT,RECLASSIFICATION,OUTSTANDING STOCK,CLASS,EXCHANGE,CHANGE,EMPLOYEE STOCK OPTION,PLAN,MERGER,CONSOLIDATION,CONVERSION,TYPE,CONSIDERATION,MONEY,PAID,DEBTS,SECURITIES,CANCELED,TANGIBLE,INTANGIBLE PROPERTY,ACTUALLY,WHOLLY OWNED SUBSIDIARY,VALUE,PERMANENT,CAPITAL,AMOUNT,PAID IN SURPLUS,AGGREGATE,OUTSTANDING SHARES,DIVISION,LIQUIDATION,REDUCE,REDUCTION,CAUSE,LESS THAN,MINIMUM,ADEQUATE,STATUTORY,NET WORTH,DETERMINE,RETIRE,UNLESS,RETIREMENT,LOANS,PURCHASE,CONTRACT,STOCKHOLDERS,DEATH,THE NET,WORTH,APPLICABLE LAW,INSURANCE,THE LIFE,FUND,REGULATIONS,THE OFFICE,THRIFT,SUPERVISION,THE FEDERAL DEPOSIT INSURANCE,CORPORATION,