FINANCIAL,CODE,DIVISION 2,SAVINGS ASSOCIATION,LAW,CHAPTER,CORPORATE,ORGANIZATION,CHANGES,ARTICLE 3,THE BOARD OF DIRECTORS,ASSOCIATION,THE PROCESS,SHALL,SELECT,FINANCIAL INSTITUTION,STATE,STOCK,SAVINGS ACCOUNT,CAPITAL,CERTIFICATE,SUBSCRIPTION,FUNDS,THE FINANCIAL,INSTITUTION,THE DELIVERY,THE ASSOCIATION,ISSUANCE,THE CERTIFICATE,AUTHORITY,THE BONDING,OFFICERS,THE EVENT,FAILURE,COMPLETE,THE ORGANIZATION OF,BUSINESS,INSURE,THE RETURN OF,COLLECTED,SUBSCRIBERS,ASSIGNS,PLUS,EARNINGS,LESS,REASONABLE,CHARGES,THE CAPITAL,PAID,THE CASE,SUM OF,VALUE,SHARES,CAPITAL STOCK,INITIAL,PAID IN SURPLUS,MINIMUM,REQUIRED CAPITAL,REGULATIONS,COMMISSIONER,EFFECTIVE,JULY 6,ADDITION,MINIMUM CAPITAL,CONSIDERATION,SUFFICIENT,CREATE,AMOUNT,SURPLUS,BY LAW,PAR VALUE,PERMANENT,PRIOR,FILE,STATEMENT,DATA,PROOF,ENTIRE,UNCONDITIONALLY,DEPOSIT,CONDITIONS,NOTICE,CONDITIONAL,PETITION,DATE,SHALL ISSUE,NECESSARY,SATISFY,REQUIREMENTS,SECTION,BOARD OF DIRECTORS,UP TO,AUTHORIZED,ARTICLES OF INCORPORATION,EXCEPT,DIVISION,LIABILITIES,FULL,WITHDRAWAL,SAVINGS ACCOUNTS,ONE YEAR,UNLESS,EXPIRATION,THE ONE,PERIOD,WRITTEN,APPLICATION,REASONS,DELAY,FORFEITURE,EXPIRE,INCOME,PRO RATA,BASIS,IMMEDIATELY,NOTIFY,THE SECRETARY,INSURANCE,THE FEDERAL DEPOSIT INSURANCE,CORPORATION,FOREIGN,DEFINED,C,ENFORCE,STATUTES,THE OFFICE,THRIFT,SUPERVISION,APPLY,FEDERAL,ARTICLE,SECURITY,MEANS,SUBORDINATED DEBENTURE,WARRANT,RIGHT,OPTION,PURCHASE,SELL,DELINQUENT,ASSESSMENT,MADE IN,ACCORDANCE,PROVISIONS,THE GENERAL,CORPORATION LAW,FOR SALE,ISSUE,SECURITIES,PERMIT,NOTWITHSTANDING,SUBDIVISION,ENTER,THE SALE,INVESTORS,SECTION 230,SECURITIES EXCHANGE COMMISSION,PERSONS,REGULATION,INSTRUCTION,ORDER,CERTAIN,TRANSACTIONS,THE OPERATION,OUTSTANDING STOCK,SOLD,THE PUBLIC,SOLICITED,TAKEN,SALES,SELLING,STOCKHOLDERS,OFFERING,LESS THAN,PERCENT,FIVE HUNDRED,THOUSAND,DOLLARS,REGISTRATION,FILED,THE SECURITIES ACT OF 1933,WRITING,BE IN,VERIFIED,THE CODE,CIVIL,PROCEDURE,VERIFICATION,PLEADINGS,THE NAMES,THE LOCATION,OFFICE,BALANCE SHEET,CONDITION,AS OF,90 DAYS,FILING DATE,MINUTES,PROCEEDINGS OF,SHAREHOLDERS,THE OFFERING,BRIEF,DESCRIPTION,THE METHOD,ARE TO,PRICE,UNDERWRITING,EXPENSE,PROSPECTUS,ADVERTISEMENT,PUBLICATION,CONTRACT,WITH RESPECT TO,THE PARTNERS,PARTNERSHIP,INFORMATION,FILING,EXAMINE,PAPERS,DOCUMENTS,AUDIT,INVESTIGATION,AFFAIRS,FINDS,PLAN,FAIR,APPLICANT,DISPOSE,TERMS AND CONDITIONS,FIND,DENY,HIS OR HER,DECISION,RECITE,BOLD TYPE,PERMISSIVE,RECOMMENDATION,ENDORSEMENT,AMEND,ALTER,REVOKE,SUSPEND,RIGHTS,