HEALTH AND SAFETY,CODE,DIVISION,HOUSING AND HOME FINANCE,CALIFORNIA HOUSING FINANCE,AGENCY,HEADING,CHAPTER,FINANCIAL,PROVISIONS,FUND,THE STATE,TREASURY,CONSTRUCTION LOAN,FUNDS,CONSTRUCTION,LENDER,THE CONTRACTOR,NECESSARY,MEET,PROGRESS,PAYMENTS,RULES AND REGULATIONS OF,THE AGENCY,NOTWITHSTANDING,SECTION,THE GOVERNMENT,ALL MONEY IN,CARRYING,DIVISION 3,EXCEPT,SHALL,SUBJECT TO,SUPERVISION,OFFICER,STATE,GOVERNMENT,BUDGET,PLEDGE,SECURITY,PAYMENT,PRINCIPAL,INTEREST,REDEMPTION,BONDS,PURPOSE,DIVIDE,WHATEVER,PROVISION,LAW,TRANSFER,SUMS,MONEY,ACCOUNT,AUTHORIZED,THE EXECUTIVE,DIRECTOR,HIS OR HER,DESIGNATED,TRUSTEE,AUTHORITY,RESOLUTIONS,NOTES,EFFECTIVE,JANUARY 1,ARTICLE,OPERATIONS,SETTLEMENT,DEBTS,ASSETS,WHETHER,STATUTE,THE GENERAL,PARTICULAR,PLEDGING,REVENUES,CREATE,MANNER,FORTH,REVENUE,DERIVED,PROPERTY,IMPROVEMENT,LOANS,MORTGAGE LOANS,SPECIAL,DEBT,THE PROTECTION,UNDERLYING,CURRENT,SERVICE,FROM TIME TO TIME,DIRECT,THE TREASURER,INVEST,NEEDS,THE SALE,ELIGIBLE,SECURITIES,DESIGNATE,ENTERING,REPURCHASE AGREEMENTS,REVERSE,MEAN,PURCHASE,THE SELLER,BUYER,SELL,DATE,AMOUNT,INVESTMENT,FINANCIAL INSTITUTIONS,NATIONAL,THE UNITED STATES,NATIONALLY RECOGNIZED,RATING,RATINGS,THE SERVICE,AGREEMENT FOR,FIXED,VARIABLE,INTEREST RATES,LIMITED,DEPOSITS,CERTIFICATES OF DEPOSIT,DEPOSIT,INTEREST BEARING,IN STATE,NATIONAL BANKS,OFFICES,AGREEMENT,EXTENT,BY LAW,BOARD,RESOLUTION,THE TRANSFER,THE SURPLUS,INVESTMENT FUND,DIVISION 4,LEGISLATURE,THE ESTABLISHMENT OF,CONTINGENCY,AVAILABLE,PREMIUM,SINKING,MAY 1,THE GOVERNOR,ANNUAL,PLAN,BONDING,FISCAL YEAR,CONSISTENT,MEETING,LEGISLATIVE,REQUIREMENTS,UNITS,LOW INCOME HOUSEHOLDS,ELDERLY,FAMILY,HOUSEHOLDS,SUBSTANTIAL,REHABILITATION,REVIEW,UPDATE,QUARTERLY,BASIS,ABILITY,THE PLAN,REPORTED,THE ANNUAL,REPORT,CH 96,NOVEMBER 1,ANNUAL REPORT,THE SECRETARY,BUSINESS,CONSUMER SERVICES,HOUSING,THE DIRECTOR,HOUSING AND COMMUNITY,DEVELOPMENT,THE JOINT,COMMITTEE,ANALYST,THE REPORT,COMPLETE,FINANCIAL STATEMENT,NUMBER,METROPOLITAN,RURAL AREAS,SUMMARY,STATISTICAL DATA,INCOMES,MONTHLY,RENTALS,RENTAL,SALES,PRICES,RESIDENTIAL,STRUCTURES,PREVIOUS,PERSONS,FAMILIES,MODERATE,INCOME,STATEMENT,WITH RESPECT TO,AFFIRMATIVE ACTION,THE NUMBERS,PERCENTAGES,MINORITY,CONTRACTORS,SUBCONTRACTORS,SUPPLIERS,ARCHITECTS,ENGINEERS,MORTGAGE,BANKERS,LENDERS,INSURANCE AGENTS,AGENTS,INFORMATION,ATTAINED,STATUTORY,PRIMARY,OCCUPANCY,ORTHOPEDIC,DISABILITY,SURPLUS,RURAL,SUBDIVISION,CALIFORNIA,STATISTICAL,DEVELOPED,MANUFACTURED HOUSING,ISSUANCE,USES,BALANCE,INDENTURE,RECOMMENDATIONS,ANALYSIS,COMPLIANCE,TARGETING,SUBSECTION,INTERNAL REVENUE CODE OF 1986,26 U S C,ISSUE,REPORTING,REQUIREMENT,CATEGORIES,BEDROOMS,OPTION,THE INFORMATION,DOCUMENT,SUPPLEMENT,NEED,BOND RATING,UNDERWRITERS,INVESTORS,C,CAUSE,AUDIT,BOOKS,ONCE,INDEPENDENT,CERTIFIED PUBLIC ACCOUNTANT,THE DEPARTMENT OF,FINANCE,PROBLEMS,MANDATE,SERVE,METROPOLITAN AREAS,QUANTIFICATION,EVALUATION OF,COMMUNITIES,DECEMBER 1,LESS THAN,PERCENT,TOTAL,MONTHS,FINDS,IMMEDIATELY,NOTIFY,THE SPEAKER,THE ASSEMBLY,THE SENATE,COMMITTEE ON,RULES,LEGISLATION,ACTION,THE UNITS,MORTGAGE LOAN,PERCENTAGE,PROJECTED,ACTUALLY,SEPTEMBER 26,JULY 1,CERTIFY,WRITING,AUDIT COMMITTEE,RULES COMMITTEE,SUFFICIENT,SINKING FUND,BOND,RESERVE,CERTIFICATION,UNLESS,EVENT OF DEFAULT,RETIRE,BEHALF,LOSS,EXISTING,REDUCTION,FINANCIAL ASSISTANCE FOR,OWNERS,COUNSELING,