CALIFORNIA,HOMEOWNERS,DONT,EARTHQUAKE INSURANCE,MARKETWATCH,WATCHLIST,LOGIN,SEARCH,MARKETS,PERSONAL,FINANCE,RETIREMENT,INVESTING,ECONOMY,POLITICS,REAL ESTATE,VIDEO,ENTERTAINMENT,PREMIUM,NEWSLETTERS,PROFILE,SETTINGS,EMAIL,ALERTS,GAMES,DANIEL GOLDSTEIN,PUBLISHED,OCT 17,SHARE,HIGH,THE BAY AREA,QUAKE,COVERAGE,GETTY IMAGES,MARINA,DISTRICT,AREAS,EARTHQUAKE,RICHTER SCALE,REPORTER,ARTHUR,DORM ROOM,STEVENSON COLLEGE,PICTURESQUE,HILLTOP CAMPUS,THE UNIVERSITY OF CALIFORNIA,SANTA CRUZ,BED,SHAKE,VIOLENTLY,BOOKS,FLYING,SHELF,THE DOOR,OPEN,THE LIGHT,FIXTURE,FELL,THE CEILING,MILES,NORTH,LOMA PRIETA PEAK,MAGNITUDE,MILE,STRETCH,THE SAN,ANDREAS,FAULT,THE BAY,BRIDGE,CYPRESS FREEWAY,OAKLAND,CRUSHING,HOMES,THE MARINA,IN SAN FRANCISCO,THE PACIFIC,GARDEN,MALL,PEOPLE,DEAD,BILLION,DAMAGE DONE,PHOTOS,LOMA PRIETA EARTHQUAKE,YEARS LATER,TODAY,PROJECT MANAGER,BIOLOGIST,GENENTECH,MARRIED,CHILDREN,LOMA PRIETA QUAKE,GENERATION,ENTERING,PEAK EARNING YEARS,LOOKING,PURCHASE,FAMILIES,AFTERSHOCKS,NORTHRIDGE QUAKE,SOUTHERN,FINANCIAL,PAID,HOMEOWNER INSURANCE,RIDER,PALO ALTO,THE PRICE,AVERAGE,SANTA CLARA COUNTY,CALIFORNIA EARTHQUAKE,AUTHORITY,POLICIES,THE STATE,CLOSE,SINGLE FAMILY HOMES,IN CALIFORNIA,FORCE,YEARS AGO,HOMEOWNER,DEALING,INSURANCE,MIGHT,PRICED OUT,KEEP,INCREASING,LIKELIHOOD,NEVER,FAR AWAY,MAJOR,OF 7,EVER,MODERATE,OF 5,TIMES,FAULTS,THE SOUTHERN CALIFORNIA,DESERT,SAN DIEGO COUNTY,NORTHWEST,BORREGO SPRINGS,MONICA,REICHL,DRAMA,TEACHER,TAHQUITZ HIGH SCHOOL,THE TOWN,HEMET,AWAY,THE EPICENTER,THE 1,SOUTHEAST,LOS ANGELES,STRONG,ENOUGH,WAKE,DOGS,SHE SAID,VETERAN,THE LONDON BLITZ,IN WORLD,WAR II,DIDNT,WANT TO,GET OUT,EVEN THOUGH,QUAKES,DAILY,ISNT,PRIORITY,DEDUCTIBLE,RELATED,SOMETIMES,VALUE,THE HOME,THOUGHT,DETERMINED,COMBINATION,REPLACEMENT VALUE,HIGH RISK,NORTHERN,THE COUNTRY,LIES,HOT ZONE,DOUBLE WHAMMY,ONE TWO,PUNCH,THE AFTERMATH,HELP,LOW COST,PROPERTY AND CASUALTY,COMPANIES,PULLED,THE QUAKES,ROSE,INSTITUTED,DECREASE,RISING,AVERAGING,REALLY,ILLUSTRATE,THE COST,HIGHEST,RISK,POPULOUS,COUNTY,ALAMEDA COUNTY,THE HAYWARD,NEARLY,LOS ANGELES COUNTY,CONTRAST,FLORIDA,HURRICANE INSURANCE,HAVE GONE,NUMBER,DOWN,RISK MANAGEMENT,NEWARK,CALIF,COMPANY,NEWCOMERS,HAVENT,EXPERIENCED,PRICE,NUMBERS,ANDY,SENIOR,AT BERKELEY,HIGH SCHOOL,BERKELEY CALIF,THE QUAKE,REMEMBER,TURNING ON,TV,RIDING,OUT IN,THE DOORWAY,FINDING,STATIC,THE CHANNELS,EXCEPT,THE COSBY SHOW,HAPPILY,HUMMING,EVERYTHING,BE ALL,RIGHT NOW,SCIENTIST,AT LAWRENCE,BERKELEY NATIONAL LABORATORY,THE EAST,HILLS,BOUGHT,BERKELEY,MEDIAN,THE PAST,PAYMENTS,THE REALM,OF 4,PUTTING,FACT,POLICY,HUGE,IMPOSSIBLE,SHOULD,FIGURING,HOW TO,AFFORD,HARD,BIG ONE,INEVITABLE,RECENT,AUG 24,NAPA,SAN FRANCISCO,CAUSING,DAMAGE,KILLING,ONE PERSON,RETICENCE,BUY,STATE,FEDERAL,OFFICIALS,WORRIED,THE U S,GEOLOGICAL SURVEY,CHANCE,THE NEXT,CALAVERAS FAULT,THE CHANCE,PREDICTED,USGS,SAYS,ADDITION,ESTIMATES,THERES,STRIKE,SEES,AS OF,COSTS,ABILITY,WORTH,CLAIMS,UNINSURED,DAVID SCHWARTZ,GEOLOGIST,MENLO PARK,CANT,TELL,TO GO,KNOW THAT,HAVE TO,MOVE,YOU CAN,RUN,HIDE,FIREFIGHTERS,RESCUE,PERSONNEL,SEARCH DOGS,LOOK,VICTIMS,1989 EARTHQUAKE,SIZE,THE GREAT,SAN FRANCISCO EARTHQUAKE,APRIL 18,POTENTIALLY,CAUSE,REGIONAL,NATIONAL,IMPACT,HURRICANE,AFTERMATH,ANNIVERSARY,1906 QUAKE,COST,REBUILT,SINGLE FAMILY HOME,THE NINE,BAY AREA,SIZED,RUNS,MEMORIAL STADIUM,UPGRADED,BE MORE,EARTHQUAKE RESISTANT,HALVES,PREDICT,EXPERIENCE,DISRUPT,PORT OF OAKLAND,THE WEST,PORTS,SEATTLE,LONG BEACH CALIF,HANDLED,SHIP,TRAFFIC,OR 1,CONTAINERIZED,IMPORT AND EXPORT,REAL,CONCERN,POPULATION DENSITY,INDUSTRIALIZED,SCHWARTZ,INDEED,SEEN,RESIDENTIAL REAL ESTATE,TRILLION,THAT TIME,THE GOOD,THING,BOOM,CREATES,MONEY,TO DO,SEISMIC,UPGRADES,LEWIS,KNIGHT,DIRECTOR,PLANNING,URBAN DESIGN,ARCHITECTURE,DESIGN FIRM,GENSLER,FACEBOOK,WEVE,THE 25,LOMA PRIETA,DOZENS,WAREHOUSES,TECH,DOT COMS,DANGEROUS,FLOOR,REHABILITATION,MUST,SEISMIC UPGRADE,CALIFORNIA CODE,TRIED,BUY MORE,CHIEF,EXECUTIVE,GLENN,POMEROY,PRICES,DEC 31,LITTLE,LESS,REGIONS,SACRAMENTO,OF COURSE,REASON,INEXPENSIVE,THEYRE,ACTIVE FAULTS,ARENT,CULPRIT,INTERVIEW,OUT THERE,MARKET VALUE,THE RECONSTRUCTION,PROBLEM,GOING UP,STATE INSURANCE,COMMISSIONER,NORTH DAKOTA,PRESIDENT OF THE NATIONAL,ASSOCIATION OF INSURANCE,COMMISSIONERS,NAIC,OFFERS,THE LIMIT,THE PROPERTY,DISCOUNTS,UP TO,RETROFITTED,YOURE,IBRAHIM,STRUCTURAL ENGINEER,ARUP,INSURANCE POLICIES,ELSEWHERE,SENSE,SPEND,THE MONEY,EMERGENCY WORKERS,BUILDING,DISASTER ZONE,AFTER THE EARTHQUAKE,ADVICE,INVEST,YOUR HOME,YOURSELF,QUALIFY,RESIDENTIAL,MITIGATION,BRACE,BOLT,PROGRAM,INCENTIVES,SEISMIC RETROFIT,ZIP CODES,HEMANT,SHAH,CO FOUNDER,CHIEF EXECUTIVE OFFICER OF,STUDENT,STANFORD UNIVERSITY,DISAGREES,SURPRISED,HEAR,THE ADVICE,CLASSIC,DILEMMA,HERE AND NOW,BENEFITS,IN THE FUTURE,MELISSA,CLYDE,LIVES,PLEASANTON,EAST,THINKING,TEENAGER,LIVING,NORTHRIDGE,STRONGER,BUILDING CODES,FAMILY MEMBERS,SKIP IT,EXPENSE,CHANCES,ARTICLE,27TH,PARTNER,POPULAR,TRADER,WORK,OTHER PEOPLES MONEY,SLIP,WALL,STREETS,TURNAROUND,TRYING,TIME THE MARKET,CREDIT CARD,FUTURES,DROP,POINTS,REBOUND,BOXED,WATER,COMPETE,BOTTLED WATER,MORTGAGE RATES,ADVERTISEMENT