INSURANCE,CODE,DIVISION 2,CLASSES,ENACTED,DISABILITY INSURANCE,CHAPTER 8,EMPLOYER,HEALTH INSURANCE,HEADING,CHAPTER 14,CH 113,ARTICLE,CARRIER,REQUIREMENTS,WRITING,HEALTH BENEFIT,PLANS,COVER,EMPLOYEES,EMPLOYERS,SHALL,SUBJECT TO,CHAPTER,CONDITIONS,PREMIUM,FOR ANY,PLAN,BENEFITS,PAID,WHETHER,WAGE,INDIVIDUALS,PROGRAM,SECTION,INTERNAL REVENUE CODE,EFFECTIVE,JANUARY 1,JULY 1,PERSON,ENTITY,THE STANDARDS,FORTH,DIVISION,THE FAMILY,WELFARE,COMMISSIONER,THE AUTHORITY,DETERMINE,MEANING,MAY ISSUE,REGULATIONS,NECESSARY,CARRY OUT,PRIOR,THE PUBLIC,COMMENT,PERIOD,ADMINISTRATIVE PROCEDURE ACT,THE DIRECTOR,THE DEPARTMENT OF,HEALTH CARE,30 DAYS,NOTIFY,COMMENTS,HEALTH,CARES,NOTICE,RULES,SUBDIVISION,EMERGENCY,ACCORDANCE,DIVISION 3,THE GOVERNMENT,UNTIL DECEMBER,ADOPTION,THE IMMEDIATE,PRESERVATION,PEACE,HEALTH SAFETY,GENERAL WELFARE,EFFECTIVE DATE,GROUP,POLICY,CONTRACT,CERTIFICATE,GROUP INSURANCE,STATEMENT,COVERAGE,DEFINED,JURISDICTION OF,SITUS,THE CONTRACT,MASTER,DOMICILE,THE CARRIER,EXCEPT,OF THE FORM,FILED,SELF,MARKET,SELL,BENEFIT,DESIGNS,SOLD,GEOGRAPHIC REGION,AVAILABLE,ALLIANCE,UNITING,PURCHASING,BE IN,COMPLIANCE,PARAGRAPH,DESIGN,THE PROGRAM,GEOGRAPHIC,REGIONS,MEET,C,WITH RESPECT TO,GRANDFATHERED,HEALTH PLAN,PPACA,OFFERS,RENEW,UNLESS,STATUS,MATERIALS,CHANGES,STATE,FEDERAL LAW,REGULATION,RULE,GUIDANCE,MEANS,THE FEDERAL,PATIENT PROTECTION,AFFORDABLE CARE ACT,PUBLIC LAW,HEALTH CARE AND EDUCATION,RECONCILIATION ACT OF 2010,NOTHING,CONSTRUED,ASSOCIATION,TRUST,INSURANCE POLICY,ADMINISTER,THE ASSOCIATION,MARKETS,APPLY,MERGER,AFTER JANUARY,PREDECESSOR,ORGANIZATIONS,ACTIVE,EXISTENCE,FIVE YEARS,DATE,ALL MEMBERS,GROUP POLICY,MEDICAL,HOSPITAL,SURGICAL,ANNUAL STATEMENT,SELLING,THE ONE,LISTS,THE INFORMATION,INDUSTRY,PROFESSION,MEMBERSHIP,OFFICERS,THE STATE,ORGANIZED,THE SITE,PRINCIPAL,OFFICE,PARAGRAPHS,NONPROFIT ORGANIZATION,COMPRISED OF,ASSOCIATE,PARTICIPATION,MEETING,DO NOT,CONDITION,CLAIMS,HISTORY OF,USES,DUES,CONSIDERATION,AMOUNT,DEPEND,MEMBER,PURCHASES,GOOD FAITH,CONSTITUTION,BYLAWS,ANALOGOUS,GOVERNING DOCUMENTS,ELECTION,GOVERNING BOARD,TO EACH,NOTWITHSTANDING,COMPANIES,ELIGIBLE,FILE,INCOME TAX RETURN,AS ONE,PREPARE,BROCHURE,SUMMARY,AGENTS,BROKERS,REQUEST,FOR EACH,INFORMATION,DESCRIPTION OF THE MANNER IN,ACCESS,PROVIDERS,LIMITED,LIMITATIONS,STANDARD,EMPLOYEE,RISK,RATES,EXPLANATION,CALCULATED,PREEXISTING CONDITION,AFFILIATION,TELEPHONE NUMBER,KEEP,ACCURATE,UP TO DATE,SEND,REPRESENTING,ADMINISTRATIVE SERVICES,WRITTEN,EVIDENCE,MAKE IT,PRUDENT BUYER,NEED TO,AWARE,SUM OF,THE STANDARD,NEEDS,RATE,THE CURRENT,PURPOSE,AGENT,BROKER,RECOMMENDATIONS,PARTICULAR,ADVISE,OBLIGATION,THE ACTUAL,PROCURE,WHOM,FILING,APPLICATION,WHOSE,PRESENTING,PERCENT,HIGHER,EMPLOYERS GROUP,SIGNED,NO CARRIER,INDUCE,ENCOURAGE,THE CASE,THE DEFINITION,CONNECTION,EMPLOYMENT,REJECT,HEALTH BENEFITS,PAYMENTS,ENGAGE,DIRECT,REFRAIN,EXPERIENCE,OCCUPATION,GEOGRAPHIC LOCATION,SERVICE AREA,SEEK,ENTER,AGREEMENT,RESULTS,COMPENSATION,BASIS,PERCENTAGE,GEOGRAPHIC AREA,SATISFACTION,CLAUSE,INITIAL,DISABILITY,DEPENDENT,ENTITLED,HEALTH CARE SERVICES,MEDICAL CONDITION,PHYSICAL,MENTAL ILLNESSES,MEDICAL HISTORY,GENETIC INFORMATION,INSURABILITY,ACTS,DOMESTIC,LIMIT,TYPE,ILLNESS,ACCIDENT,THIRD PARTY ADMINISTRATOR,MARKETING,RELATED,THE OFFERING,THE THIRD,PARTY,ADMINISTRATOR,CEASE,NUMBER,DEPENDENTS,CALENDAR YEAR,IN CALIFORNIA,TOTAL,AS OF,DECEMBER 31,YEAR 2,CERTIFICATION,45 DAYS,THE REMAINDER,CONTINUE,ISSUE,JULY 26,OCTOBER 24,DAYS,EXPIRATION,EXISTING,CONTRACTS,THE DEFINITION OF,REQUIREMENT,PERSONS,PURCHASE,AS IF,JUNE 30,LAPSED,THE EMPLOYMENT,CONTRIBUTION,OR 3,FORCE,RIGHTS,RENEWABILITY,AUGUST 25,NINETY,90 DAYS,THE ASSOCIATION OF,OCTOBER 11,REASONABLE,ARE TO,MINIMUM,SIZE,THE EMPLOYER,WISHES,DETERMINING,STANDARDS,AUGUST 21,SUBMITS,EXERCISE,THE RIGHT,BUY,QUOTED,PAYMENT,WHICHEVER,MONTH,FIRST DAY,NEITHER,THE 15TH,DELIVERY,POSTMARK,OPTION,CHANGING,THE CHANGE,NOTIFICATION,PROVISIONS,BEYOND,MONTHS,RELATE,MEDICAL ADVICE,DIAGNOSIS,CARE,PRESCRIPTION,LICENSED,IMMEDIATELY,IMPOSE,PROVISION,CHILD,WAITING,NOT TO EXCEED,SUBSCRIBER,WAITING PERIOD,CREDIT,TERMINATION,EXCLUSIVE,ENROLLMENT,MUST,WAIT,AVAILABILITY,TERMINATED,TOWARD,GROUP HEALTH,PREGNANCY,MATERNITY CARE,AGGREGATE,STOP LOSS,ASSUMPTION OF RISK,REFERENCE,THE PLAN,PERIODS,ADDITION,AUTHORIZED,ACCEPT,APPLICATIONS,PHYSICALLY,SERVICE,AREAS,WORK,AREA,CAPACITY,NETWORK,THE ACTION,UNREASONABLE,INCONSISTENT,INTENT,CANNOT,SUFFICIENT,DETERMINES,ACCEPTANCE,CONDITION B,COMMISSIONERS,FOLLOW,EVALUATION,CONDITION C,ACCEPTED,DETERMINED,CEASED,RENEWABLE,BILLED,CHARGE,GRACE PERIOD,LONGER,PERIOD OF TIME,PUBLIC HEALTH SERVICE ACT,42 U S C,SECS,AFFECT,INSURERS,CONTRACT B,FRAUD,INTENTIONAL MISREPRESENTATION,MATERIAL FACT,TERMS,REPRESENTATIVE,VIOLATION,MATERIAL,CEASES,WRITE,THE DECISION,DISCONTINUATION,CANCELED,BUSINESS,REMAINS,GOVERNED,THE PASSAGE,BONA FIDE,ONLY IF,FACTOR,CATEGORY,ADJUSTMENT,BE MORE,LESS THAN,EQUAL TO,RENEWAL,INCREASE,PERCENTAGE POINTS,RATING,DISCONTINUED,OFFERING,GREATER THAN,CONSENT,AVERAGE,SUBDIVISIONS,FOR ALL,RESERVE,USED TO,CHANGE,MEASURE,MAY 24,FOR SALE,DISCLOSURE,