MEET,THE FUTURE,SMALL BUSINESS,HEALTH INSURANCE,SELF,FUNDING,SHARE,ENTREPRENEURS,AUG 30,OPINIONS,FORBES,ANTHEM,BACK IN,MONTHS,THE AFFORDABLE CARE ACT,PROVISIONS,MARKETS,BROKER,THE GREAT,LENGTHS,THOUGHT,SMALL BUSINESSES,MIGHT,ORDER,KEEP,INSURANCE,ANTICIPATED,COMPANIES,START,EMPLOYEE HEALTH CARE,COSTS,INDUSTRY,COMMON,COUPLE,HUNDRED,EMPLOYEES,SMALLER,FIRMS,FUND,RISKY,COMPANY,SPREAD,RISKS,PAYROLL,SWAMP,BUSINESS,THE LAST THREE,BROKERS,PREDICTION,DIDNT,KAISER,FAMILY,RECENT,SURVEY,EMPLOYERS,WORKERS,LESS THAN,PLANS,FALLEN,STOOD,AT 13,PERCENT,STUDY,PUBLISHED,THE URBAN INSTITUTE,SUGGESTS,SOON,CHANGE,THE REPORT,INSURERS,QUICKLY,SOMETIMES,LEVEL,AUTHORS,RESEARCH,PROFESSORS,GEORGETOWN UNIVERSITY,HEALTH,POLICY INSTITUTE,THE NEXT BEST THING,DONT,HEALTH CARE,LARGEST,UNITED HEALTHCARE,AETNA,CIGNA,BLUE CROSS,AFFILIATES,HUMANA,THE EMPLOYER,PAYS,THE COST,MEDICAL SERVICES,PLAN,ELEMENTS,MAKE IT,PALATABLE,WORKER,GETS,SICK,HURT,EXPOSE,HUNDREDS,THOUSANDS,DOLLARS,MEDICAL BILLS,BUY,BACK UP,STOP LOSS INSURANCE,CLAIMS,EXCEED,CERTAIN,TIMING,MISFORTUNE,MECHANISM,PAYMENTS,EQUAL,MONTHLY,THE CARRIER,AT THE END,THE YEAR,THE ARRANGEMENT,RATES,NETWORK,PROVIDERS,CARE,ACTS,MARKET,REFORMS,COVERAGE,REQUIREMENTS,ESSENTIAL HEALTH BENEFITS,DO NOT,APPLY,IN THEORY,DECIDE,THEMSELVES,WONT,COVER,RISK POOL,THE REAL,DRAW,THE PRACTICE,IN THE SMALL,GROUP,EXPERIENCE,POOL,RISK,COMMUNITY RATING,GOOD NEWS,OLDER,LESS,HEALTHY,SAW,MODERATED,YOUNGER,HEALTHIER,NATURALLY,BAD NEWS,CHANGED,BALLGAME,THE INCENTIVE,SAYS,SABRINA,ABLE,COMPLETE,HEALTH HISTORY,UNDERWRITING,THANKS TO,RULES,OBAMA ADMINISTRATION,PERMIT,THE END,NEXT YEAR,ITS POSSIBLE,THEYRE,WERENT,HAVE TO,OBAMACARE,APPEAR,MARKETING,EVER,IDENTIFIED,THE MARKET,SIZED,GOOD,SIZE,GEORGETOWN,RESEARCHERS,LOOKING,GOING,DOWN,AS 10,PEOPLE,ANNOUNCED,PLATFORM,ZENEFITS,THE PRODUCT,THE POINT,BLUNT,GENERAL,SHOULD,EXPECT,NUMBER,HIGH,COST,THE ANNOUNCEMENT,WANT TO,MOVE AWAY,PAGE,CONTINUE,PRINT,WEBSITE,FEEDBACK,REPORT,CORRECTIONS,