TRUST,WANT ONE,LAW,MOBILE,LAWYER,PEOPLE,FIRM,NEWSLETTERS,CONTACT,SEARCH,SEPARATE LEGAL ENTITY,PERSONS,TRUSTEES,CONTROL,THE CAPITAL,INCOME,THE TRUST,BENEFIT,BENEFICIARIES,PERSON,CREATES,SETTLOR,FORMAL,TRUST DEED,UNDERLYING,CONCEPT,MUST,UNDERSTAND,PROPERTY,BELONGS TO,THE PEOPLE,ONCE,THE ASSET,SOLD,LONGER,YOURS,COMPLETE CONTROL,DERIVED,DO NOT,THE PROPERTY,HOLDING,THE POWER,REMOVE,BE IN,NAME,FIRSTLY,WHETHER,SUITABLE,VEHICLE,MEET,YOUR,NEED TO,CONSIDER,ADVANTAGES AND DISADVANTAGES,ONGOING,MANAGEMENT,COMPLIANCE COSTS,ADMINISTRATION,TRUSTS,IN RESPONSE,GOVERNMENT POLICIES,THE DAY,POLICIES,CHANGE OVER TIME,CURRENT,POLITICAL CLIMATE,OBVIOUSLY,CERTAINTY,THE RULES,CHANGE,IN THE FUTURE,PLANNING,NATURE,THEREFORE,BENEFITS,SETTING,LONG TERM,IF YOU,WISH,CREATE,TO DO,SOON,POSSIBLE,REASONS WHY,PROTECTION,CREDITORS,DEATH DUTY,SHELTER,ASSETS,GOVERNMENT,TESTING,TAX,SAVINGS,CAPITAL GAINS TAX,PRESERVE,RELATIONSHIP,AFTER YOU,HAVE GONE,OFFSPRING,CREDITOR,CLAIMS,PERSONAL,GUARANTEES,EXPOSE,HOMES,EXAMPLE,GUARANTEE,LANDLORD,LEASE,COMMERCIAL,PREMISES,CASE,THE LANDLORD,CLAIM,GUARANTORS,BUSINESS,ADVISE,SEEK,ADVICE,THE NEED,GREATER,DEBTS,THE BUSINESS,THE BEST,BEYOND THE REACH,EXCEPT,EXTENT,MONEY,SUBJECT TO,THE LAWS,BANKRUPTCY PROTECTION,SOONER,START,BANKRUPTCY,LAWS,STEPS,TAKEN,TRANSFER,INTENT,DEFRAUD,WHILST,CANNOT,BEAT,EXISTING,VOID,NO HARM,THE POSSIBILITY,SOUND,RISK MANAGEMENT,REINTRODUCTION,TRADITIONAL,REASONS,NEW ZEALAND,BEEN TO,ESTATE,THE PRESENT TIME,RISK,FUTURE,GOVERNMENTS,SIMILAR,ISSUE,POLITICAL FOOTBALL,CERTAIN,GIVE,THE POTENTIAL,REFER,SECTION,IMPACT,1990S,POPULAR,ASSET,ELDERLY,RESTHOME,CARE,TO GO,POLICY,OF COURSE,SUBJECT TO CHANGE,PARTNER,DEPENDENT,CHILD,LIVED,AT HOME,ASSISTANCE,APPLY,THE CASE,YOUR HOME,THE COST,HAD TO,THE FAMILY,THE LAST,OWNED,GOING,REMEMBER,PASS,CHILDREN,RATHER,HAVE TO,SELL,INSTANT,REST HOME,SUBSIDY,NECESSARY,DECLARE,GIFTS,MADE IN,APART,THE EXCEPTIONS,OUT IN,BROCHURE,RESIDENTIAL CARE,INCOME SUPPORT,ACCOUNT,DETERMINING,GIFTING,GENERALLY,ESSENTIAL,VALUE,THE ASSETS,BELONGING,SHOWS,ACQUIRE,TOTALLY,GIFTED,PRESENT,ONTO,THE END,PROGRAM,THE FIVE,RULE,THE CURRENT,LEGAL,LIMIT,HOW FAR,IN OTHER WORDS,ACQUIRED,TAKE TEN,DESIRED,THE GOVERNMENT,SURTAX,SUPERANNUATION,SURCHARGE,ATTRACTION,PURPOSE,PRODUCE,ADVANTAGE,TAX RATES,INCOME SPLITTING,TAXED,THE HANDS,TRUSTEE,BENEFICIARY,DECIDE,PAID,TAX RATE,HIGHER,TAX FREE,FAMILY MEMBERS,THE HIGHER,RATE,CASH,LEGISLATION,EDUCATION,INCOME TAX,RATES,CENTS,DOLLAR,DIFFERENTIAL,MEAN,MEANS,AT 1,LABOUR,THE MINOR,RULES,NEW ZEALAND RESIDENTS,SIXTEEN,GENERAL,TERMS,AS IF,THE PRACTICE,THE PAST,SPLITTING,AVAILABLE,OLDS,TURN,TWENTY 20,AS OF,RIGHT,REDUCE,RELATIONSHIPS,CAME INTO FORCE,MAJOR,SHARING,DE FACTO,SINGLE PERSON,SOMEONE,MARRIED,DE FACTO RELATIONSHIP,HOLD,EFFECTIVE,KEEP,SHOULD,ENTERING,PARTICULAR,CIRCUMSTANCES,ENSURE,FOR THE CHILDREN,COMPLEX,ARISE,STRUCTURE,AS ONE,PARTYS,SEPARATE PROPERTY,TOOL,SITUATION,AGREEMENT,CONJUNCTION,ALREADY,PARTIES,INDEPENDENT,LEGAL ADVICE,PROVISION,PARENTS,WORRY,MIGHT,SQUANDER,DEATH,BE USED TO,INHERIT,ANYONE,CONTESTING,YOUR DECISION,WANT TO,OBJECTIVE,RENTAL PROPERTY,REFER TO,COMMENTS,CONCERN,JOINT FAMILY,ALTERNATIVE,TO YOU,WE CAN,INFORMATION,THE JOINT,FAMILY,PLEASE,NOTE,SUIT,FOR YOU,EQUITY,LEVEL,LIMITED,EXPOSED,DISCUSS,NEED TO KNOW,AMOUNT,MORTGAGE,BEHIND,SIMPLY,CONCERNED,INVOLVE,DEBT,BEGINNING,ELSE,INTEREST,BACK IN,WORDS,SHARE,INCREASE,OVER TIME,SIMPLE,APPROACH,YOU ARE,LOOKING,WISHED,CONSENT,FINANCIAL,CHILDRENS,WILLS,OCCUPY,PROBLEMS,THE EVENT,THE CHILDREN,DIED,THE RIGHT,CONCLUSION,TREMENDOUS,WHOM,SHALL,EXPLANATION,WE ARE,FULL,RISE,LIABILITY,GIFT,DUTY,MARKET,VALUATION,ESTIMATE,ARRANGE,LOCAL,REAL ESTATE AGENT,APPRAISAL,SIGNED,THE MANAGER,THE AGENCY,EXCHANGE,AGREEMENT FOR,PURCHASE,RELATION,THE SALE,DEED,ACKNOWLEDGEMENT,AWAY,REDUCED,PREVIOUSLY,TAKES,PAID OFF,BEGIN,DOCUMENTED,RESOLUTIONS,DEEDS,STATEMENTS,THE GIFT,STATEMENT,FILED,INLAND REVENUE DEPARTMENT,LOAN,INVOLVED,NAMES,INCOMING,COMPLICATIONS,REMAINS,BORROWERS,OWNERS,PRINCIPAL,BEHALF,BANK,THE EFFECT,LIMITING,SETTLORS,NOW YOU KNOW,THE NEXT,DECISION,DO YOU WANT TO,LESS,INVESTMENT,PAPER TRAIL,VITAL,ACTIVE,REVENUE,VALIDITY,BASIS,ENTITY,CREATOR,THE WHOLE,SCHEME,SHAM,EVIDENCE,REQUIREMENTS,INCREASING,THE TRANSACTIONS OF,KEPT,DECISIONS,ONES,BUYING,SELLING,BORROWING,RESOLUTION,DOCUMENTS,FINANCIAL RECORDS,CLEAR,COMPLETE,FOLDER,RECORD,ANNUAL,REVIEW,EVEN THOUGH,THE ONLY,ENOUGH,IMPORTANCE,FAILURE,EXPENSE,WASTED,INSURANCE POLICIES,OWNERSHIP,DIES,THE OWNER,DECEASED,INSURANCE POLICY,DETRIMENTAL,WAS TO,SUBSTANTIAL,INSURANCE CLAIM,THE PARTNER,PARTICULARLY,THE STEPS,TAKEN IN,DEPEND,TYPE,TERM LIFE,WITH YOU,THE ORIGINAL,DOCUMENT,INVESTMENT POLICY,YOU WILL,INSURANCE COMPANY,LETTER,SURRENDER,MARKET VALUE,ADMINISTRATION FOR,THE KEY,INVESTMENTS,ABOVE,FILE,INDEBTEDNESS,CONTINUE,BOUGHT,THE INDEPENDENT,SIGN,LEGAL DOCUMENTS,CONSISTENT,PAYMENTS,SUBSIDISED,IMPROVEMENTS,THE SELLER,RETAIN,PAYS,EFFECTIVELY,OPENING,INSURANCE,ADVANCE,EXTRA,NEEDS,TAX RETURN,DEPRECIATION,CLAIMED,PRIOR,CLAWBACK,DATE,BELOW,FOR THE FAMILY,BOUGHT SOLD,REFINANCED,ADDITION,PAPERTRAIL,T